Timi Agent Program
For US & Canadian licensed P&C agents and agencies. Sell the Mexican auto insurance your clients already ask you for — without leaving your desk.
Every client who drives into Mexico legally needs liability coverage from a Mexican insurer — their US or Canadian policy stops at the border. Most agents send that business away. The ones who don't have been earning commissions on it for 30 years through portals built in another era. Timi is the same Chubb-backed product with today's technology: quoted and issued in minutes, in English or Spanish, with a licensed Mexican agent handling the policy — and the claim — on the other side of the border.
Your commission
- Volume-based commissions, tailored to your agency. We don't do one-size-fits-all rate cards — tell us about your book and we'll agree terms on a quick call. The more you write, the better your rate.
- Renewals keep earning for you. Six-month and annual policies renew — at your same rate, without you lifting a finger. Every policy you write becomes recurring income.
- Fast payouts (direct deposit, PayPal, Zelle or wire) — not the industry's 45-day cycle.
- Commission is calculated on the net premium (before taxes and policy fees) of issued, non-cancelled policies attributed to you.
How you sell
| Your link | timi.mx/go/YOURCODE — send it to a client (text, email, your website) and every quote and policy is attributed to you automatically. |
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| 2-minute issuance | Your client answers a short chat — vehicle, dates, coverage — and gets a real Chubb price instantly. Policy PDF hits their inbox minutes after payment. 1 day to a full year; liability-only or full coverage. |
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| Your dashboard | Real-time view of clicks, quotes, policies and commission earned. Transparent statement every cycle — no black box. |
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| Bilingual support | Your clients (and you) reach a licensed agent directly — US phone +1 (424) 438-9592, answered 24/7. Policies and documents in English or Spanish. |
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| Requirements | Active P&C license (any US state or Canadian province), a signed producer agreement and a W-9. That's it — onboarding takes about 10 minutes. |
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Why your clients get a better product
- Chubb, bought direct. Policies issued by Chubb Seguros México — A++ (Superior, A.M. Best) — sold by Timi, a Mexican licensed agent (CNSF Oficio 06-C00-41300/30255).
- The agent of record is in Mexico — where your client's claim would actually happen. A US referral desk can't chase a Mexican adjuster; we do, every day, in Spanish.
- Honest about limits. Motorhomes (Class A/C) and ATVs aren't instantly insurable — we say so upfront and route those clients to a human agent instead of wasting their time.
Founding agents: we're onboarding our first wave of US and Canadian agents now. Early agents get white-glove onboarding, direct access to our team, and input on the agent portal we're rolling out.
Apply
The fine print (kept short)
- This is a producer/referral agreement with Timi, the Mexican agent of record — you don't need a Mexican license or a carrier appointment.
- Commission accrues on issued, non-cancelled policies attributed to your link or code. Cancelled/refunded policies are clawed back from the next statement.
- No bidding on Timi brand terms in paid search; no spam. E&O coverage recommended, as with any referral line.
- We can provide a logo, a one-pager for your clients, and co-branded materials — just ask.
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