Mexican Insurance for US-Plated Cars — Expats Living in Mexico | Timi
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Cómo funciona Aseguradoras
🇺🇸 🇲🇽 Driving to Mexico? Get insured in seconds
🇺🇸 US plates · Living in Mexico · Backed by Chubb

US plates, Mexican roads? Insure it in minutes

Your US or Canadian policy is not valid in Mexico. Get Chubb tourist auto insurance for your foreign-plated car — $531 USD for a full year of liability + medical, quoted by chat in 2 minutes. Official PDF policy by email, from Lake Chapala to Los Cabos. How claims work →

How it works ↓
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Timi

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Hi! 👋 I'm Timi. Tell me about your car.
I live in Ajijic — my Honda CR-V has Texas plates
Perfect! Chubb tourist auto — up to a full year. Quoting...
⚡ Tourist auto — annual
🥇 Annual · $100k RC + medical$531.00 USD
🥈 Full coverage · theft & damageQuote in chat
Or by the day, from 1 dayGet my quote →
Tap to get your quote →

Backed by Chubb — one of the world's largest insurers · US phone +1 (424) 438-9592, answered 24/7

Tres pasos. Cero estrés.

Olvídate de formularios interminables. Con Timi cotizas como si le mandaras un mensaje a un amigo.

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01

Platica

Escribe qué auto quieres asegurar. "Mi Jetta 2024" o "Mazda CX-5 nueva". Timi entiende lenguaje natural.

02

Compara

En segundos recibe cotizaciones reales de las aseguradoras. Ve coberturas, precios y deducibles lado a lado.

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03

Contrata

Elige la que más te conviene, paga en línea y recibe tu póliza en PDF al instante. Y si necesitas ayuda, siempre hay una persona.

US & Canadian Plates in Mexico

Is my US or Canadian insurance valid in Mexico?

No. Mexican law requires liability coverage issued by a Mexican insurer. Even if your home policy mentions a "Mexico extension", it does not satisfy that legal requirement on Mexican roads.

I live in Mexico full-time — can I insure my US-plated car here?

Yes. Chubb's tourist auto policy covers foreign-plated (US/Canadian) vehicles in Mexico for any period from 1 day up to a full year — most residents simply take the annual policy ($531 USD/year for liability + medical) and renew it each year.

What about my TIP (temporary import permit)?

In Baja California and Baja California Sur (Los Cabos, La Paz) and the Sonora free zone, no TIP is required — your car can stay as long as you do. In mainland Mexico (Lake Chapala, San Miguel de Allende) your car needs a Banjercito TIP tied to your immigration status. The TIP is separate from, and in addition to, the insurance — keeping both current is what keeps you fully legal on the road.

Who backs the policy?

Chubb, one of the world's largest insurers. Timi Agente de Seguros y de Fianzas, S.A. de C.V. is a licensed Mexican insurance agent with definitive CNSF authorization (Oficio 06-C00-41300/30255).

What happens if I have an accident here?

Claims are handled by Chubb México through its 24/7 hotline and nationwide adjuster network — legal assistance is included in every policy. Your agent lives on the same side of the border as your accident, and you can always reach us at +1 (424) 438-9592 (US number, answered 24/7). More on how claims work →

Why buy from a Mexican agent instead of a US broker?

By Mexican law only Mexican insurers can issue the policy — US websites are intermediaries selling it from abroad. With Timi you buy the same Chubb México policy direct from a CNSF-licensed Mexican agent, with claims support in English or Spanish, here where you live. Why that matters →

Seguros sin complicaciones

Diseñamos Timi para que asegurar tu auto sea tan fácil como pedir un Uber.

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IA que entiende

No necesitas saber de seguros. Solo dile qué auto tienes y Timi hace el resto. Incluso puedes subir tu factura.

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Los mejores precios

Comparamos con las principales aseguradoras de México en tiempo real para darte el precio más competitivo.

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PDF y comparativo

Recibe tu cotización en un PDF profesional con detalle de coberturas, o compártela por WhatsApp.

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Experiencia que respalda

Timi está respaldado por un despacho con años de experiencia en el mercado asegurador mexicano.

Cotiza tu seguro
ahora mismo

Es gratis, toma menos de un minuto y no necesitas registrarte.

T

Timi

● En línea