About 15,000 Mexican students study in the United States, and a share of them drive up with the family car. Tourist policies exclude "students" and cap stays at 30 consecutive days. Chubb's Extended Stay liability policy, issued through Timi, accepts "Study" as the reason and covers a full semester or year while the car keeps its Mexican plates.
Choose the term that matches your dates
90 days for a summer program, 180 days for a semester, 365 days for a full academic year. Count the travel days at both ends and make sure the policy reaches the end of the period you want covered.
What it costs
| Days | Tourist (trips of up to 30 consecutive days) | Extended Stay (work, study, US residence or more than 30 consecutive days) |
|---|---|---|
| 1 day | $12.50 to $15 | — |
| 7 days | $42 | — |
| 30 days | $85 to $91 | — |
| 90 days | $107 to $123 | $250 to $360 |
| 180 days | $160 | $438 to $640 |
| 365 days | $175 to $185 | $810 to $1,195 |
The one requirement
The policy is bought while the car is in Mexico, and coverage starts before you cross the border. You declare this when you buy. If your car is already in the United States, message the chat first so we can review your case before quoting.
Border commuters are a different case
If you live in Mexico and cross to class every day (Ciudad Juárez to El Paso, Tijuana to San Diego), you never stay more than 30 consecutive days: a tourist policy by the day, by the week or an annual multi-trip policy usually fits better and costs less. Describe your real pattern in the chat and compare.
How to get your exact price
In the Timi chat you give make, model and year, the driver's age, the state where you enter, the reason (tourism, work, study or resident) and the number of days. You see the price before entering any personal data; if you buy, the Chubb policy PDF arrives in minutes. Timi is the licensed agent (CNSF) and Chubb is the insurer.
Insurance for a Mexican-plated car in the USA · Living in the US with a Mexican-plated car · Mexican students · TN visa · Stays longer than 30 days · Quote in the chat