Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-11-08. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-11-08: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
In the Mexican border states, Chubb liability-only coverage costs $23.01 USD for 1 day and $183.30 for 1 year; full coverage for a $20,000 car costs $108.76 for 7 days with the fixed deductible, and Platinum $129.01. Insure with Timi: quote your exact dates in the chat; Chubb issues the policy.
| Duration | Liability only | Full · fixed deductible | Platinum |
|---|---|---|---|
| 1 day | $23.01$23.01/day | $30.96$30.96/day | $33.86$33.86/day |
| 3 days | $33.03$11.01/day | $56.89$18.96/day | $65.57$21.86/day |
| 7 days | $53.09$7.58/day | $108.76$15.54/day | $129.01$18.43/day |
| 15 days | $93.19$6.21/day | $212.48$14.17/day | $255.85$17.06/day |
| 30 days30-day plan | $132.64$4.42/day | $306.44$10.21/day | $369.64$12.32/day |
| 90 days90-day plan | $144.80$1.61/day | $329.46$3.66/day | $396.61$4.41/day |
| 6 months6-month plan | $166.97$0.93/day | $362.49$2.01/day | $433.59$2.41/day |
| 1 yearannual plan | $183.30$0.50/day | $400.54$1.10/day | $479.54$1.31/day |
Chubb's border-states zone covers Baja California, Baja California Sur, Sonora, Chihuahua, Coahuila, Nuevo León and Tamaulipas; driving deeper into Mexico needs the all-Mexico zone shown in the table above. Fixed deductible: $500 for damage and $1,000 for total theft. Reference profile: car with US plates, driver aged 21 to 74, liability $100,000. Totals include Chubb's policy fee and there is no Mexican tax (IVA) on this product. Every day from 1 to 30, seven vehicle values and both zones: full Chubb price matrix.
Liability-only Mexican coverage starts at $23.25 USD per day or $197.00 USD per year, and full coverage runs from about $31.62 USD per day or $438.38 USD per year through Chubb. If you only need coverage for a handful of days or weeks, temporary Mexican insurance lets you pay for those exact dates instead of committing to a full annual term. That's the whole point of this page: short trip, short policy, no extra year you won't use.
Most temporary trips run anywhere from a long weekend to a couple of weeks. Southbound coverage is sold by the exact day, so you set the start and end date in the chat and pay only for that window — you're not locked into a full year. If you're heading out for just two or three days, the weekend trip page covers that shorter window, and daily coverage is built for single-day passes.
All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Coverage type | Per day from | Per year from |
|---|---|---|
| Liability only | $23.25 USD | $197.00 USD |
| Full coverage | $31.62 USD | $438.38 USD |
Travel plans shift. If you think you'll be in Mexico longer than the dates on your policy, the options for adjusting your coverage are confirmed in the chat for your exact vehicle and new dates — it's not something to guess at in advance. It's easier to round up a little at checkout than to end up uninsured mid-trip.
It depends on where you're driving. The permit is not required in Baja California, Baja California Sur, or the Sonora free zone (places like Rocky Point, Golfo de Santa Clara, Hermosillo, Kino, Guaymas or San Carlos). If your route goes into mainland Mexico beyond the border zone, that permit is required separately from your insurance. See all Mexico for a broader look at routes, or guides for more detail.
Have your driver's license, vehicle registration, and travel dates on hand. Your US or Canadian auto policy is not valid liability coverage once you're in Mexico — the law only recognizes a policy issued by a Mexican insurer, which is what Timi sells, underwritten by Chubb. Quoting and buying takes about two minutes by chat from your phone, and the policy PDF lands in your email before you cross. Comparing options first? Comparison shopping and Chubb Mexican insurance explain what Timi does and doesn't compare.
Keep reading: Daily coverage · Urgent / Right now · Comparison shopping · All Mexico · Do I need Mexican insurance? · Is US insurance valid in Mexico? · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.