Let’s talk about your next journey
Your insurance starts
with a conversation.
6 options for your journey: cars, motorcycles, trips to the USA and Canada, visits to Mexico, cargo and semi-trucks. Timi is here to help.
What would you like to insure?
Choose a product and let’s start talking.
Cars in Mexico
Cover your car for your everyday journeys.
Up to 6 interest-free months with credit cardGet a quote by chatMotorcycles
Find coverage for your riding companion.
Up to 6 interest-free months with credit cardGet a quote by chatDrive to the USA & Canada
Liability insurance for your Mexican-plated car.
Get a quote by chatDrive into Mexico
For vehicles with US or Canadian plates.
Get a quote by chatCargo
Insurance for each shipment you send.
Get a quote by chatSemi-trucks
Cover the vehicle that keeps your business moving.
Get a quote by chatNot sure which one to choose?Talk to Timi
Timi, a Mexican insurance agency. See who insures your policy
From your first question to your policy
One step at a time
Tell us
Choose your insurance and share the details we need for your quote.
Review
Explore the price, coverage and conditions of the available options.
Buy
Continue in the chat and ask for help when you need it. Payment, policy issuance and delivery are separate steps.
Coverage for every journey
Know who is behind your policy
The insurer that issues your policy depends on the product. Your quote identifies the available coverage and conditions.
Meet Timi| Product | Insurer |
|---|---|
| Cars in Mexico | Quálitas or Chubb |
| Motorcycles and semi-trucks | Quálitas |
| Trips to the USA and Canada · RC Northbound | Chubb |
| Visits to Mexico · Tourist Southbound | Chubb |
| Cargo per shipment | HDI |
Availability depends on the vehicle, cargo, dates and plan. Northbound provides liability insurance; it does not cover theft of or damage to your own vehicle.
Southbound · US and Canadian plates
Mexican car insurance for US & Canadian plates
Driving a US or Canadian-plated car, pickup, SUV, motorcycle, RV or ATV into Mexico? Do not assume your US or Canadian policy covers you there. Timi sells Chubb Tourist Auto (Southbound) online: quote it in the chat, choose liability only or full coverage, pay by card and receive your Chubb policy PDF by email.
Chubb reference: $23.25 USD for 1 day of liability-only coverage ($100,000 liability + $2,000 medical) or $197.00 for 1 year; full coverage, which adds damage to and theft of your vehicle, $31.62 for 1 day or $438.38 for 1 year. Policy fees included, no Mexican tax on this product. Measured November 8, 2026 for a 2022 sedan ($20,000 declared value for full coverage), all Mexico; your price depends on your vehicle, coverage, territory and dates.
Mexican car insurance for US & Canadian platesBefore you start
Questions you might have
How do I get a quote and buy insurance with Timi?
Tell us in the chat what you need to insure, review the coverage and price, and continue to buy your policy. The time required depends on the details, product and insurer. Payment, policy issuance and PDF delivery are separate steps; you can ask for help to complete your purchase.
Which insurers issue the policies sold through Timi?
Your quote and policy identify your insurer. Chubb issues Northbound and Southbound policies; Quálitas issues motorcycle and semi-truck policies; HDI issues cargo policies per shipment. Car insurance in Mexico is issued by Quálitas or Chubb, depending on the options available for your vehicle. Timi Agente de Seguros y de Fianzas, S.A. de C.V. is the authorized insurance agency that sells these policies.
Is US car insurance valid in Mexico?
Do not assume your US or Canadian policy provides the Mexican liability coverage you need. Check its territory, limits and exclusions with your insurer. Timi offers Chubb Mexican Tourist Auto insurance for eligible foreign-plated vehicles; quote your dates and review liability or full coverage in the chat.
Do I need a TIP (temporary import permit) to drive into Mexico?
It depends on your route, vehicle and entry status. Check the applicable temporary vehicle import requirements with Banjercito before travelling. A vehicle import permit and an insurance policy are separate documents; buying insurance does not obtain or replace a permit.
Can I pay in interest-free monthly installments?
Yes, for car insurance in Mexico (Quálitas or Chubb) and motorcycle insurance (Quálitas): with a credit card from a participating bank you can pay the full amount of your annual policy in 3 or 6 interest-free monthly installments, until December 31, 2026. Ask for it in the chat before paying; you choose the installments on the secure page where you enter your card. Not available with debit cards, with a store payment reference, or on the receipts of a monthly-payment policy.