🚗 Auto MXAuto in Mexico
🏍️ MotosMotorcycle insurance
🛡️ NorthboundMexican vehicle in USA
🚙 SouthboundForeign plates in Mexico
📦 CargaCargo per shipment
🚛 Truck30% de descuento
How it works Insurer
🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
Quote and buy by chat. Just Chat.

What car insurance do I need to drive to Baja California?

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-23. See the vehicle and coverage in the table below.

Get a quote for my vehicle →

A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 23, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

What car insurance do I need to drive to Baja California?

A 3-day Baja trip has Chubb reference totals of $33.75 USD liability-only or $58.86 full coverage. Mexican tax and policy fees are included.

One policy for the itinerary you actually plan

Build the quote around your vehicle's Mexico itinerary: a Tijuana visit, Rosarito weekend, Ensenada stay or a longer drive down the peninsula. Give the complete route and dates. A destination name on a web page is not the policy's territory; read the territory and insured period on the certificate.

Preparing from Southern California

If you are leaving Los Angeles, Orange County, Riverside or San Bernardino, arrange the quote before reaching the border. The California portion of your drive and the Mexico portion are different insurance questions. Ask your home insurer about its coverage and arrange the Mexican protection you need. Do not assume that a brief visit needs no policy review.

Match coverage to the car

Compare liability-only with full coverage for the same vehicle. Damage and theft protection can matter for a financed or higher-value car, but a lender's permission to enter Mexico is a separate issue. If the trip includes off-road driving, a recreational vehicle or a trailer, describe it before buying so an advisor can review the relevant terms.

Reference totals for the same car and coverage

DurationLiability only, total USDFull coverage, total USD
1 day$23.25$31.62
3 days$33.75$58.86
7 days$54.75$113.35
30 days$143.60$336.71

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

Check these details before buying

Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.

Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome still needs assistance from an agent.

Sources and the next step

Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.

Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates

Frequently asked questions

Does the price include fees?
The reference totals include Mexican tax and policy fees. Fees vary by duration, and the final quote identifies the total for your car.
Can I use one quote for Tijuana, Rosarito and Ensenada?
Quote the complete itinerary and select the matching territory and insured dates. Check the issued certificate rather than relying on the page title.
Does Baja insurance automatically include off-road driving?
Do not assume so. Describe the intended use and review the policy's exclusions and road-use conditions with an advisor.

When Timi may not be your best fit

If you want several insurers in one comparison, this tourist auto flow quotes Chubb. If your vehicle or use is outside eligibility, ask an agent before paying.

See what to compare before buying

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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