Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-11-08. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-11-08: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
In Baja California and Baja California Sur, Chubb liability-only coverage costs $23.01 USD for 1 day and $183.30 for 1 year; full coverage for a $20,000 car costs $108.76 for 7 days with the fixed deductible, and Platinum $129.01. Insure with Timi: quote your exact dates in the chat; Chubb issues the policy.
| Duration | Liability only | Full · fixed deductible | Platinum |
|---|---|---|---|
| 1 day | $23.01$23.01/day | $30.96$30.96/day | $33.86$33.86/day |
| 3 days | $33.03$11.01/day | $56.89$18.96/day | $65.57$21.86/day |
| 7 days | $53.09$7.58/day | $108.76$15.54/day | $129.01$18.43/day |
| 15 days | $93.19$6.21/day | $212.48$14.17/day | $255.85$17.06/day |
| 30 days30-day plan | $132.64$4.42/day | $306.44$10.21/day | $369.64$12.32/day |
| 90 days90-day plan | $144.80$1.61/day | $329.46$3.66/day | $396.61$4.41/day |
| 6 months6-month plan | $166.97$0.93/day | $362.49$2.01/day | $433.59$2.41/day |
| 1 yearannual plan | $183.30$0.50/day | $400.54$1.10/day | $479.54$1.31/day |
Chubb's border-states zone covers Baja California, Baja California Sur, Sonora, Chihuahua, Coahuila, Nuevo León and Tamaulipas; driving deeper into Mexico needs the all-Mexico zone shown in the table above. Fixed deductible: $500 for damage and $1,000 for total theft. Reference profile: car with US plates, driver aged 21 to 74, liability $100,000. Totals include Chubb's policy fee and there is no Mexican tax (IVA) on this product. Every day from 1 to 30, seven vehicle values and both zones: full Chubb price matrix.
At Timi, a 3-day Baja trip has Chubb reference totals of $33.75 USD liability-only or $58.86 full coverage. Policy fees are included.
Build the quote around your vehicle's Mexico itinerary: a Tijuana visit, Rosarito weekend, Ensenada stay or a longer drive down the peninsula. Give the complete route and dates. A destination name on a web page is not the policy's territory; read the territory and insured period on the certificate.
If you are leaving Los Angeles, Orange County, Riverside or San Bernardino, arrange the quote before reaching the border. The California portion of your drive and the Mexico portion are different insurance questions. Ask your home insurer about its coverage and arrange the Mexican protection you need. Do not assume that a brief visit needs no policy review.
Compare liability-only with full coverage for the same vehicle. Damage and theft protection can matter for a financed or higher-value car, but a lender's permission to enter Mexico is a separate issue. If the trip includes off-road driving, a recreational vehicle or a trailer, describe it before buying so an advisor can review the relevant terms.
| Duration | Liability only, total USD | Full coverage, total USD |
|---|---|---|
| 1 day | $23.25 | $31.62 |
| 3 days | $33.75 | $58.86 |
| 7 days | $54.75 | $113.35 |
| 30 days | $143.60 | $336.71 |
Measured 2026-11-08: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.
All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.
Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome is quoted, paid and issued online too, with a declared value of up to $200,000 USD.
Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.
Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates
Keep reading: Tijuana · Rosarito · Ensenada · San Diego · San Diego to Ensenada · Rocky Point · All Mexico destinations & questions · All Timi guides
If you want several insurers in one comparison, this tourist auto flow quotes Chubb. If your vehicle or use is outside eligibility, ask an agent before paying.
See what to compare before buyingTravelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Tijuana, Rosarito and Ensenada are reached through San Ysidro or Otay Mesa and the coastal toll road (Highway 1D): from the border to Ensenada takes about 1.5 to 2 hours, and from Los Angeles about 3.5 to 4 hours plus the border wait. For Valle de Guadalupe, take the toll road toward Ensenada and turn inland on Highway 3, or cross at Tecate and drive south on Highway 3.
For San Felipe, cross at Calexico into Mexicali and follow Highway 5 along the Sea of Cortez: about 5 to 6 hours from Los Angeles plus the wait. Mexicali is also the way east toward Sonora. One policy covers every crossing and every stop within its dates and territory; there is no separate pass per town.
Towing a boat or a trailer to San Felipe? Say so in the chat when you quote: one personal trailer is allowed and its liability is included, while a vehicle towing more than one trailer is not covered (see what the policy covers). Driving on the beach or off-road is outside the policy.
Snowbirds heading down with an RV or a fifth-wheel usually cross at Calexico–Mexicali. Highway 5 handles big rigs, but the shoulders narrow south of San Felipe; the motorhome page explains how a motorhome is quoted.
Tijuana to Cabo San Lucas is just over 1,000 miles (about 1,700 km) on Highway 1, so a Los Angeles–Cabo road trip usually takes two weeks or more. Buy one policy for every day the car is in Mexico, including the drive back: a 14-day trip prices between the 7-day total ($54.75 USD liability-only, $113.35 full coverage) and the 30-day total ($143.60 and $336.71), and the chat quotes your exact dates.
No temporary import permit (TIP) is required anywhere on the Baja peninsula. If you take the ferry from La Paz or Santa Rosalía to the mainland, you do need a TIP, and the policy's territory must include the mainland: say so in the chat before buying. Highway 1 is narrow for long stretches, around Bahía Concepción near Mulegé and toward Guerrero Negro in whale season (January to March); RV and truck-camper drivers should read the motorhome page.
A chase crew's pickup, SUV or support truck driving the highways can be insured like any other car for race week. The race vehicle itself cannot: racing is excluded from the policy. An ATV or UTV you plan to ride in Mexico is quoted separately, online: see ATV and UTV insurance.
No. A US “Mexico endorsement”, when your insurer offers one, only covers damage to your own car for a short distance into Mexico. Mexican law requires third-party liability from a Mexican insurer, so you still need a Mexican policy.
No. The policy covers the vehicle described in it and your liability to others; boards, bikes, tools and other things you carry are not insured. If you also want damage and theft protection for the truck itself, choose full coverage.
Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.