Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-11-08. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-11-08: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
In Rocky Point (Puerto Peñasco, Sonora), Chubb liability-only coverage costs $23.01 USD for 1 day and $183.30 for 1 year; full coverage for a $20,000 car costs $108.76 for 7 days with the fixed deductible, and Platinum $129.01. Insure with Timi: quote your exact dates in the chat; Chubb issues the policy.
| Duration | Liability only | Full · fixed deductible | Platinum |
|---|---|---|---|
| 1 day | $23.01$23.01/day | $30.96$30.96/day | $33.86$33.86/day |
| 3 days | $33.03$11.01/day | $56.89$18.96/day | $65.57$21.86/day |
| 7 days | $53.09$7.58/day | $108.76$15.54/day | $129.01$18.43/day |
| 15 days | $93.19$6.21/day | $212.48$14.17/day | $255.85$17.06/day |
| 30 days30-day plan | $132.64$4.42/day | $306.44$10.21/day | $369.64$12.32/day |
| 90 days90-day plan | $144.80$1.61/day | $329.46$3.66/day | $396.61$4.41/day |
| 6 months6-month plan | $166.97$0.93/day | $362.49$2.01/day | $433.59$2.41/day |
| 1 yearannual plan | $183.30$0.50/day | $400.54$1.10/day | $479.54$1.31/day |
Chubb's border-states zone covers Baja California, Baja California Sur, Sonora, Chihuahua, Coahuila, Nuevo León and Tamaulipas; driving deeper into Mexico needs the all-Mexico zone shown in the table above. Fixed deductible: $500 for damage and $1,000 for total theft. Reference profile: car with US plates, driver aged 21 to 74, liability $100,000. Totals include Chubb's policy fee and there is no Mexican tax (IVA) on this product. Every day from 1 to 30, seven vehicle values and both zones: full Chubb price matrix.
For a 3-day Rocky Point trip, Chubb reference totals at Timi are $33.75 USD liability-only or $58.86 full coverage, including policy fees.
Rocky Point and Puerto Peñasco are the same destination. Quote the dates when the car will be in Mexico, including the return drive. A hotel booking for two nights does not automatically mean that a two-day policy spans every insured hour you need. Check the start and end times before you pay.
· Liability. Mexican law only accepts third-party liability from a Mexican insurer (Article 21 of the Mexican insurance law), and Article 63 Bis of the federal roads law requires it on federal highways such as Highway 8 from Sonoyta to Puerto Peñasco. A US or Canadian policy does not count, even with a Mexico endorsement. · Legal assistance and bail bond. A US policy does not send a lawyer in Mexico. After an accident with injuries or damage to others, the authority can hold the vehicle and the driver until the damages are guaranteed. The Chubb Tourist Auto policy includes legal assistance and the bail bond under the policy terms. · Your own car. A few US insurers extend collision and comprehensive a limited distance into Mexico, typically 25 to 75 miles and only for short trips; check your endorsement wording. Full coverage from Timi adds damage and theft of your own car for the whole trip, with the deductibles shown in your quote.
Drivers preparing a Phoenix or Tucson trip often compare a short policy with a longer one for repeat visits. Use the three-day and seven-day totals below as examples for the same sedan. If you add a visit elsewhere in Sonora, tell the chat the complete itinerary so that the selected territory matches it. Border-entry and vehicle-document rules must be checked separately from insurance.
Describe the vehicle and how it will be used accurately. A policy for a private car should not be treated as permission for off-road use, racing or a different vehicle. If the trip involves an ATV, motorhome or trailer, ask for the relevant eligibility and coverage review before buying. Save the policy and insurer's contact details before leaving your accommodation.
| Duration | Liability only, total USD | Full coverage, total USD |
|---|---|---|
| 1 day | $23.25 | $31.62 |
| 3 days | $33.75 | $58.86 |
| 7 days | $54.75 | $113.35 |
Measured 2026-11-08: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.
All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.
Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome is quoted, paid and issued online too, with a declared value of up to $200,000 USD.
Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.
Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates
Keep reading: Sonora · Nogales · Phoenix · Phoenix to Rocky Point · San Carlos, Sonora · Baja California · All Mexico destinations & questions · All Timi guides
If you want several insurers in one comparison, this tourist auto flow quotes Chubb. If your vehicle or use is outside eligibility, ask an agent before paying.
See what to compare before buyingTravelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
The drive to Rocky Point crosses at Lukeville, Arizona, into Sonoyta: about 3.5 to 4 hours from Phoenix and 6 to 7 from Las Vegas, plus the border wait. Spring break, Easter week and long weekends such as Thanksgiving bring long lines at Lukeville, so buy the policy before you leave home and keep the PDF on your phone; coverage starts at the date and time you choose.
Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.