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How it works Insurer
🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
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What insurance do I need to drive from Phoenix to Rocky Point?

A 3-day Phoenix–Rocky Point trip has Chubb reference totals of $33.75 USD liability-only or $58.86 full coverage, tax and fees included.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-23. See the vehicle and coverage in the table below.

Get a quote for my vehicle →

A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 23, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

What insurance do I need to drive from Phoenix to Rocky Point?

A 3-day Phoenix–Rocky Point trip has Chubb reference totals of $33.75 USD liability-only or $58.86 full coverage, tax and fees included.

Prepare the policy before the crossing

Start the quote while planning the drive from Phoenix, with the vehicle registration and travel dates at hand. For a route through Lukeville and Sonoyta, check official crossing information before departure. A travel-time estimate cannot account for the queue, stops or the exact return; the policy dates should cover the car's actual time in Mexico.

Compare three days with a full week

The published table includes seven-day pricing: $54.75 USD liability-only or $113.35 full coverage for the reference sedan. Compare that total with a three-day quote if your return is flexible. Buying the correct continuous term avoids treating a one-day price as a flat daily multiplier.

Include the complete Sonora itinerary

Tell Timi if Rocky Point is one stop on a longer journey. The insured territory must fit the complete route, not only the hotel destination. If another driver will use the car, review the policy's driver terms. Keep identity and vehicle-entry requirements separate from the question of which coverages you buy.

Where to buy for this trip

Timi quotes Chubb Tourist Auto online for eligible US- and Canadian-plated vehicles. Enter your actual vehicle and dates, compare the offered coverages and total, then check the issued policy before driving. Timi is your Mexican insurance agent; Chubb is the insurer.

Reference totals for the same car and coverage

DurationLiability only, total USDFull coverage, total USD
3 days$33.75$58.86
7 days$54.75$113.35
30 days$143.60$336.71

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

Check these details before buying

Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.

Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome still needs assistance from an agent.

Sources and the next step

Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.

Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates

Frequently asked questions

Is there a published seven-day price?
Yes. The reference is $54.75 USD liability-only or $113.35 USD full coverage, including fees and tax for the vehicle shown in the table.
Can I quote before leaving Phoenix?
Yes. Start the quote with your vehicle details and planned travel dates, and check the issued policy before driving into Mexico.
Does a longer route matter?
Yes. Confirm territory, vehicle use and dates for every part of the Mexico drive, including any additional Sonora destinations.

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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