Policies issued by Chubb · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-09-23. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Full coverage for a US or Canadian-plated vehicle in San Carlos and Guaymas runs from about $31.62 USD per day or $438.38 USD per year, with liability-only from $23.25/day or $197.00/year, both issued by Chubb. Snowbirds parking an RV, truck, or car at San Carlos for weeks or months at a time need a policy that stays valid for the whole visit, not a one-day pass. A US or Canadian auto policy is not valid liability coverage in Mexico, so this Chubb policy is what actually protects you on Sonora roads.
Yes. Mexican law only recognizes liability coverage from a Mexican insurer, so the policy your car carries at home does nothing once you cross the border, even if you're only going a few hours south to San Carlos. Timi sells a policy issued by Chubb, quoted and bought by chat from your phone in about two minutes, with the PDF sent to your email before you reach the border at Nogales.
Yes. San Carlos and Guaymas sit inside the Sonora free zone, along with Rocky Point and Kino, so the temporary import permit (TIP) is not required for a normal visit. If your trip continues into mainland Mexico beyond the border zone, the TIP does apply there.
All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Liability-only | Full coverage | |
|---|---|---|
| Per day | $23.25 USD | $31.62 USD |
| Per year | $197.00 USD | $438.38 USD |
Drivers coming from Tucson or Phoenix typically cross at Nogales and continue south through Sonora toward Guaymas and San Carlos. Have your policy active before you reach the crossing — buying it from the road works fine since it's all done by chat, but it's easier to have the PDF saved before you're waved through.
The most common mistake is assuming a home-country RV or auto policy covers the tow vehicle, the trailer, or a boat once inside Mexico — it doesn't, and neither does a single-day pass bought for a multi-week stay at the marina. Confirm the exact vehicle, dates, and any trailer or boat details in chat so the coverage on your PDF matches how long you're actually parked in San Carlos.
For general background on how the coverage works, see Chubb Mexican insurance or why buy through Timi.
Keep reading: Rocky Point · Sonora · Nogales · San Felipe · Phoenix · Tucson · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.