Policies issued by Chubb · Timi, licensed Mexican insurance agent
Yes: a US- or Canadian-plated car needs a Mexican liability policy for any trip into Tijuana, even for lunch, and you can buy it online in about two minutes before you reach San Ysidro or Otay. One day costs $23.25 USD for liability only or $31.62 USD for full coverage; a weekend (3 days) $33.75 or $58.86 USD (Chubb Tourist Auto, 2026-09-17, tax and fee included). No vehicle import permit is needed in Baja California.
Reference: 2026-09-23. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Yes: a US- or Canadian-plated car needs a Mexican liability policy for any trip into Tijuana, even for lunch, and you can buy it online in about two minutes before you reach San Ysidro or Otay. One day costs $23.25 USD for liability only or $31.62 USD for full coverage; a weekend (3 days) $33.75 or $58.86 USD (Chubb Tourist Auto, 2026-09-17, tax and fee included). No vehicle import permit is needed in Baja California.
Chubb Tourist Auto reference totals as of 2026-09-17, 2022 sedan valued at $20,000 USD, all of Mexico, tax and policy fee included. Liability only: $100,000 USD liability + $2,000 medical per person. Your price depends on the vehicle value, dates and territory; the chat shows it before asking for any personal data.
· Open the Timi chat on your phone and type the year, make, model and plates; choose liability only or full coverage and the start time (it can start in 30 minutes). · Pay by card in USD. The policy PDF arrives by email with the Chubb 24/7 claims numbers; save it on your phone, no printing required. · Cross at San Ysidro (24 hours) or Otay Mesa. Nothing is checked at the Mexican gate, but the policy is what protects you at a checkpoint or after an accident.
· Mexican liability insurance (this policy). Your US policy does not count as liability in Mexico, even with a border endorsement. · Driver's license and vehicle registration. Rentals need the rental company's written authorization to enter Mexico. · No temporary import permit (TIP) anywhere in Baja California. An FMM tourist permit is required only for stays over seven days. · Toll road (Scenic Road 1D) or free road to Rosarito and Ensenada: the same policy covers both, and every day you set.
The same policy covers you back to the line. If you have an accident in Tijuana, call Chubb before you cross back: 800 801 0117 from a Mexican phone or +1 877 699 6679 from the US. Step-by-step guide. Planning further south? See Rosarito, Ensenada and Baja California.
| Duration | Liability only, total USD | Full coverage, total USD |
|---|---|---|
| 1 day | $23.25 | $31.62 |
| 3 days | $33.75 | $58.86 |
| 7 days | $54.75 | $113.35 |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.
All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.
Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome still needs assistance from an agent.
Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.
Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates
Keep reading: Rosarito · Ensenada · Valle de Guadalupe · Baja California · San Diego · San Diego to Ensenada · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.