🚗 Auto MXAuto in Mexico
🏍️ MotosMotorcycle insurance
🛡️ NorthboundMexican vehicle in USA
🚙 SouthboundForeign plates in Mexico
📦 CargaCargo per shipment
🚛 Truck30% de descuento
How it works Insurer
🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
Quote and buy by chat. Just Chat.

What car insurance do I need to drive to Ensenada?

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
T

Timi

● Online
Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-23. See the vehicle and coverage in the table below.

Get a quote for my vehicle →

A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 23, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

What car insurance do I need to drive to Ensenada?

For 3 days in Ensenada, Chubb reference totals are $33.75 USD liability-only or $58.86 full coverage, including tax and policy fees.

Include Ensenada and every planned detour

Quote the complete itinerary if you plan to visit Valle de Guadalupe, stop in Rosarito or continue down the peninsula. Select territory and dates that match the car's actual journey. A policy's geographic coverage and its restrictions on vehicle use are different questions; a covered destination does not automatically mean every activity is covered.

A weekend drive from Southern California

Have the registration, VIN and travel dates ready before leaving Los Angeles, Orange County, Riverside or San Bernardino. Compare the same coverage for a short visit and a longer stay if your return date is flexible. The table uses one reference vehicle so the difference comes from the selected term and coverage, not from changing the example car.

Review drivers, parking and vehicle protection

Ask about the policy terms for anyone who may drive during the visit, including a change of driver on the return trip. Liability-only and damage/theft protection are different choices. Review deductibles and exclusions rather than relying on a label such as full coverage. Keep the issued documents and claims contacts available without mobile data.

Reference totals for the same car and coverage

DurationLiability only, total USDFull coverage, total USD
3 days$33.75$58.86
7 days$54.75$113.35
30 days$143.60$336.71

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

Check these details before buying

Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.

Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome still needs assistance from an agent.

Sources and the next step

Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.

Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates

Frequently asked questions

Can the itinerary include Valle de Guadalupe?
Describe the complete itinerary and check its territory, dates and vehicle-use conditions against the quote and policy.
Is the weekly total seven times the daily price?
No. Use the quoted seven-day total. The reference is $54.75 USD liability-only or $113.35 full coverage, including tax and policy fees.
Who issues the insurance?
Chubb issues the Tourist Auto policy. Timi is the insurance agent helping you quote and purchase the selected coverage.

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

💬
01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

🛡️
03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

🤖

The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

💰

Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

📄

Your policy details

Review territory, dates, insured limits and deductibles before paying.

🔒

Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

T

Timi

● Online