Policies issued by Chubb · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-09-23. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Full coverage runs about $31.62 USD per day or $438.38 USD per year, and liability-only starts at $23.25 USD per day or $197.00 USD per year, whether the policy comes from a booth at the border or from your phone the night before. What a US or Canadian driver actually needs is a Mexican-issued liability policy, since a US or Canadian auto policy is not valid coverage inside Mexico, and buying it online just means you're not doing that paperwork standing in a lane of traffic.
The legal requirement is the same either way: Mexican law only recognizes liability coverage issued by a Mexican insurer, so a policy bought at a booth and one bought through Timi from your phone are both valid at checkpoints. Timi's policy is issued by Chubb, with Chubb Mexico handling claims 24/7. The difference is the process: at a booth you fill out paperwork on paper, in the chat you quote and buy in about 2 minutes and the policy PDF lands in your email before you've left the driveway.
The most common mistake is assuming a US or Canadian auto policy already covers Mexico, then discovering that at the booth. The second is underestimating the line, especially heading into a weekend trip or a holiday, which is exactly when booth traffic backs up. Buying ahead removes both problems: you already have the coverage and the PDF before you reach the crossing.
If your route stays inside Baja California, Baja California Sur or the Sonora free zone (Rocky Point, Kino, San Carlos, Golfo de Santa Clara), the vehicle import permit isn't required; anywhere else on the mainland, it is.
Timi's price anchor and coverage don't change by crossing point. What changes is timing pressure: if you're already crossing today, buying by chat before you reach the booth is faster than filling out a form once you're in line. For short trips, daily coverage priced by the day covers exactly the dates you need without paying for a full year.
| Option | Best for | Price anchor |
|---|---|---|
| Short trip, liability only | Day trips, single crossings | from $23.25/day |
| Short trip, full coverage | Weekend or vacation drivers | about $31.62/day |
| Annual, full coverage | Frequent border crossers | $438.38/year |
All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
Keep reading: Weekend trip · Daily coverage · Crossing today · Urgent / Right now · Temporary coverage · Comparison shopping · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.