Mexican Auto Insurance for Compare options

Comparing Sanborns Mexican Insurance to Other Options?

Liability-only Mexican auto insurance runs from $23.25 USD per day or $197.00 USD per year, and full coverage runs from about $31.62 USD per day or $438.38 USD per year, backed by Chubb. If you're comparing Sanborns and other providers before a trip south, what actually matters is that the policy is issued by a Mexican insurer — your US or Canadian auto policy does not satisfy that on its own. Timi issues that same Chubb-backed policy by chat in about 2 minutes, no forms, no email required just to see the price.

Is Sanborns Mexican insurance the same as a Chubb policy?

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

What do I actually need for a US or Canadian-plated car in Mexico?

Mexican law only recognizes liability coverage from a Mexican insurer — your existing US or Canadian auto policy is not valid liability coverage once you cross. That's true no matter which agent sells you the Mexican policy. Beyond that legal minimum, whether you add full coverage for damage and theft is your call based on the car and the route.

How do I compare quotes without filling out forms?

With Timi, you tell us the vehicle and travel dates in chat, we quote both liability and full coverage on the spot, and the policy PDF lands in your email once you buy — no forms, no waiting for a callback. That makes it easy to check the numbers yourself against anything else you're looking at. See comparison shopping for more on reading quotes side by side.

Liability-only or full coverage for this trip?

It depends on the car's value and how far you're driving. A quick way to think about it:

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

What should I have ready before I start comparing?

Have the vehicle's year, make, model, VIN, and your exact entry and return dates ready — that's what any Mexican insurer needs to quote accurately, Timi included. Read more on how the Chubb policy works at Chubb Mexican insurance, or see why Timi if you're deciding between agents.

Frequently asked questions

Does it matter which agent sells me the Chubb policy?

For the policy itself, no — the coverage, insurer, and claims process are set by Chubb, not by the agent. What differs between agents is how fast and easily you can get quoted and buy. Timi does that entirely by chat in about 2 minutes with no forms.

Can Timi show me Sanborns' price for comparison?

No. Timi only sells the policy issued by Chubb and can't quote, describe, or price another company's product. If you want to compare, you'd need to get that quote directly from Sanborns and compare it against the Chubb numbers Timi gives you.

Will a Chubb policy from Timi be accepted the same as one from any other agent?

Yes. What Mexican authorities and other drivers recognize is the insurer backing the policy — Chubb in this case — not which agent sold it. The PDF you get from Timi is the same Chubb policy you'd get through any licensed agent.

Can I start with liability and upgrade to full coverage later if I'm still deciding?

Coverage details for a specific vehicle and date range are confirmed in the chat when you quote, so the best way to handle this is to tell us you're weighing both options and we'll walk through the numbers for your exact trip. Policies are issued for the dates and coverage you choose at purchase.

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