Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-10-12. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-10-12: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Chubb reference: $23.25 USD for 1 day of liability-only coverage or $31.62 for full coverage. Policy fees included; no Mexican tax on this product. Measured 2026-10-12: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.
All three. The policy is tied to your vehicle and dates, not to a specific port of entry, so the same Chubb-backed coverage works whether you cross at Lukeville toward Rocky Point, at Nogales toward Hermosillo or the coast, or at San Luis Rio Colorado toward San Luis Rio Colorado's beaches and San Felipe-area routes. What changes is whether you need liability only for a short hop or full coverage for a longer stay.
If you're staying inside the Sonora free zone — Rocky Point (Puerto Penasco), Golfo de Santa Clara, Hermosillo, Kino, Guaymas and San Carlos — a TIP is generally not required. Push further into mainland Mexico beyond the border zone and it is. Insurance and the TIP are separate requirements: this policy covers liability and, if you choose it, damage and theft; it doesn't replace the permit when one applies.
Most Arizona drivers heading to Rocky Point for a weekend take full coverage, since it also protects the vehicle itself against damage or theft while it's parked at the casa or on the malecon. A same-day Nogales trip with no overnight stay is where liability-only tends to make sense.
| Liability | Full coverage | |
|---|---|---|
| From | $23.25 USD/day · $197.00/year | $31.62 USD/day · $438.38/year |
| Covers | $100k liability + $2k medical | Liability + damage + theft |
| Best for | Short day trips | Overnight or Rocky Point stays |
The most common mistake is assuming a US or Canadian auto policy carries over once you cross the border. Mexican law only recognizes liability coverage issued by a Mexican insurer, so a US policy alone leaves you without valid liability protection in Mexico regardless of what it covers back home.
Have your license, vehicle registration, and the policy PDF pulled up on your phone or printed. Quoting takes about 2 minutes by chat, no forms and no email required to see the price, and the confirmed policy arrives by email so you can show it at the checkpoint or if you're stopped.
Coming from a different state instead? See the pages for California drivers, Texas drivers or check Phoenix-specific routes. For background on how the coverage works, read how Chubb's Mexican policy works or browse our guides.
Keep reading: Texas drivers · California drivers · San Diego · Phoenix · Rocky Point · Baja California · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.