Policies issued by Chubb · Timi, licensed Mexican insurance agent
Mexican car insurance costs $23.25 USD for one day of liability only or $31.62 USD for one day of full coverage, and $197.00 or $438.38 USD for a full year (Chubb Tourist Auto, 2026-09-17, 2022 sedan valued at $20,000, tax and fee included). Per day, full coverage drops from $31.62 on a one-day pass to about $1.39 on an annual policy. The table below shows every term Chubb sells and what moves the price.
Reference: 2026-09-23. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Mexican car insurance costs $23.25 USD for one day of liability only or $31.62 USD for one day of full coverage, and $197.00 or $438.38 USD for a full year (Chubb Tourist Auto, 2026-09-17, 2022 sedan valued at $20,000, tax and fee included). Per day, full coverage drops from $31.62 on a one-day pass to about $1.39 on an annual policy. The table below shows every term Chubb sells and what moves the price.
Chubb Tourist Auto reference totals as of 2026-09-17, 2022 sedan valued at $20,000 USD, all of Mexico, tax and policy fee included. Liability only: $100,000 USD liability + $2,000 medical per person. Your price depends on the vehicle value, dates and territory; the chat shows it before asking for any personal data.
Every Chubb Tourist Auto policy carries a fixed policy fee of $18 USD (US$35 on 6-month and annual terms) plus 16% Mexican tax. On a one-day liability pass the net premium is only about $5, so the fee is most of the price; on an annual policy the fee is a rounding error. That is why the per-day cost falls so fast: three days cost $33.75, a week $54.75, a month $143.60.
· Vehicle value: full coverage is rated on the declared value of the car. A $40,000 SUV costs more than the $20,000 sedan in the table; liability only does not depend on the value. · Term: daily plans run 1 to 30 days; then 30-day, 90-day, 6-month and annual plans. From about 23 days the 30-day plan is cheaper than a daily plan. · Territory: all of Mexico, northern border states only, or Baja California/Baja California Sur/Sonora only. · Deductible: the variable deductible (5% of value for damage, 10% for theft) is 15 to 18% cheaper than the fixed $500/$1,000 one. · Extras: RC Plus raises liability to $500,000 USD; Platinum adds vandalism, partial theft and a deductible waiver when an uninsured driver hits you.
Four of the six main US brokers sell the same Chubb Tourist Auto program, so the policy is the same; what differs is the fee and the service. Lewis & Lewis, which sells Quálitas, publishes annual liability from $154.69 USD with a $500,000 limit (verified on their site on 2026-09-17); Timi's annual liability is $197.00 with a $100,000 limit, or $500,000 with RC Plus. On full coverage Timi's $438.38 annual reference sits below the typical $530 to $700 range published for a comparable sedan. Timi is the licensed Mexican agent (CNSF) and issues in Mexico; claims are handled 24/7 by Chubb.
Open the chat, give the vehicle (year, make, model, plates) and your dates. In about two minutes you see liability only, full coverage and RC Plus side by side with their limits and deductibles, before any personal data. Pay by card and the policy PDF arrives by email. See what the policy covers, 6-month plans and annual plans.
| Duration | Liability only, total USD | Full coverage, total USD |
|---|---|---|
| 1 day | $23.25 | $31.62 |
| 3 days | $33.75 | $58.86 |
| 7 days | $54.75 | $113.35 |
| 30 days | $143.60 | $336.71 |
| 90 days | $156.45 | $361.63 |
| 180 days | $179.30 | $396.55 |
| 365 days | $197.00 | $438.38 |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.
All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.
Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome still needs assistance from an agent.
Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.
Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates
Keep reading: Weekend trip · Daily coverage · Crossing today · Urgent / Right now · Temporary coverage · Comparison shopping · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
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Quote and buy by chat. Just Chat. Review your coverage and total price before paying.