A 1-day Chubb reference is $23.25 USD liability-only or $31.62 full coverage. Annual references are $197.00 and $438.38, including fees.
What the table measures
These are Chubb Tourist Auto references obtained for the vehicle described below. They are not market-wide averages, a guaranteed price for every car, or quotes from multiple insurers. Compare the same vehicle, territory, dates and benefits when evaluating another quote. A premium alone does not tell you what protection is included.
Liability-only versus full coverage
The liability-only reference includes $100,000 USD liability and $2,000 USD medical expenses. Full coverage adds covered damage and theft of the insured car, subject to the terms and deductibles. The car's value affects the full coverage quote. Review the actual quote and certificate rather than treating the words full coverage as protection against every possible loss.
Why duration does not multiply evenly
A three-day quote has its own premium and included fee; it is not three separate one-day policies. The same applies to weekly and longer terms. For a continuous stay, quote the complete stay. For repeat travel, add your actual separate trip quotes and compare that sum with an annual quote for matching coverage.
Read the total and the coverage together
The figures in the table already include policy fees. Do not add the fee a second time. Check the currency, insured period, selected limits, deductible amounts and any relevant restrictions before comparing prices or paying. The most useful comparison is the total cost for the protection and trip you actually need.
Vehicle and route details that matter
Have the registration, VIN, declared value, plates and travel dates ready. Tell the advisor about financing, rentals, trailers, camper conversions or unusual use. Select territory for the entire route and check the conditions if you plan a long continuous stay. A recreational vehicle or motorcycle needs its own quote; this sedan table is not a price promise for those vehicles.
Get a quote for the actual trip
Use the reference to choose which durations and coverage options to compare, then enter your car and dates in Timi. Review the issued insurer policy and insured start time before driving. Ask your home insurer separately about any Mexico extension and check current entry requirements through official sources.
Measured totals in USD
| Duration | Liability only, total USD | Full coverage, total USD |
|---|---|---|
| 1 day | $23.25 | $31.62 |
| 3 days | $33.75 | $58.86 |
| 7 days | $54.75 | $113.35 |
| 30 days | $143.60 | $336.71 |
| 90 days | $156.45 | $361.63 |
| 180 days | $179.30 | $396.55 |
| 365 days | $197.00 | $438.38 |
Measured 2026-10-12: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.
All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
Sources and related trip guidance
Review Chubb Tourist Auto general conditions with your quote and policy wording. For entry and travel requirements, consult US official Mexico travel information or Canadian official Mexico travel information.
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