Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-10-12. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-10-12: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
The 365-day Chubb reference at Timi is $197.00 USD liability-only or $438.38 full coverage. Compare it with your actual short-trip quotes, including fees.
Use the same vehicle, declared value, coverage, limits, deductibles and territory on both sides of the comparison. Add the total cost of the short policies you realistically expect to buy. Compare that amount with the annual total. The annual per-day equivalent is a way to divide its cost; it is not a daily purchase price.
A frequent family visitor has a different pattern from someone making one continuous winter stay. Compare the annual option with the relevant three-day, weekly, 90-day or six-month totals. More crossings alone do not establish the right answer: count insured periods and review eligibility for the vehicle's use and the driver's situation.
The fee in a short reference quote should not be copied into an annual calculation. Every reference total below already includes the fee for that duration. Check the actual quote and certificate before deciding. An annual policy does not replace immigration, residence or vehicle-import requirements.
| Duration | Liability only, total USD | Full coverage, total USD |
|---|---|---|
| 3 days | $33.75 | $58.86 |
| 7 days | $54.75 | $113.35 |
| 30 days | $143.60 | $336.71 |
| 90 days | $156.45 | $361.63 |
| 180 days | $179.30 | $396.55 |
| 365 days | $197.00 | $438.38 |
Measured 2026-10-12: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.
All reference totals include the policy fee; there is no Mexican tax (IVA) on this product. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.
Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome is quoted, paid and issued online too, with a declared value of up to $200,000 USD.
Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.
Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates
Keep reading: 6-month plans · Snowbirds · All Mexico · Temporary coverage · Rocky Point · Baja California · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
For the reference sedan in the table, a year of liability-only coverage ($197.00 USD) costs less than 6 three-day policies ($33.75 each), and the full-coverage annual ($438.38) costs less than 8 three-day policies ($58.86 each). If you cross that many weekends a year, the annual is the cheaper choice and you stop buying before every trip. Your own break-even depends on your vehicle's quote.
For one long stay instead of many short ones, compare the 30-day, 90-day and 6-month totals: a single month ($143.60 liability-only) costs less than the annual.
Winter Texans usually cross at the Progreso bridge (near Weslaco and McAllen) into Nuevo Progreso, from Brownsville into Matamoros, or from Laredo into Nuevo Laredo. A few hours in Nuevo Progreso for the dentist or the pharmacy still require a Mexican policy for that day; for the whole winter, compare the 6-month total ($179.30 USD liability-only) with the annual ($197.00). Border towns need no temporary import permit; driving on to Monterrey or deeper into Mexico does (see when the TIP applies).
Policies underwritten by Chubb Seguros México · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices at Timi: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.