🚗 Auto MXAuto in Mexico
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🛡️ NorthboundMexican vehicle in USA
🚙 SouthboundForeign plates in Mexico
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How it works Insurer
🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
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What Mexican car insurance should Canadian snowbirds buy?

A Canadian snowbird driving from Calgary to Mazatlán should buy a 6-month or annual Chubb Tourist Auto policy with full coverage and the "all of Mexico" territory: 6 months $179.30 USD liability only or $396.55 USD full coverage; 12 months $197.00 or $438.38 USD (2026-09-17, 2022 sedan valued at $20,000, tax and fee included). Canadian plates are accepted the same as US plates. Mazatlán is on the mainland, so the car also needs a temporary import permit (TIP) from Banjercito, and each traveler an FMM for up to 180 days.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-23. See the vehicle and coverage in the table below.

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A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 23, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

What Mexican car insurance should Canadian snowbirds buy?

A Canadian snowbird driving from Calgary to Mazatlán should buy a 6-month or annual Chubb Tourist Auto policy with full coverage and the "all of Mexico" territory: 6 months $179.30 USD liability only or $396.55 USD full coverage; 12 months $197.00 or $438.38 USD (2026-09-17, 2022 sedan valued at $20,000, tax and fee included). Canadian plates are accepted the same as US plates. Mazatlán is on the mainland, so the car also needs a temporary import permit (TIP) from Banjercito, and each traveler an FMM for up to 180 days.

6 months or a year: the numbers

Chubb Tourist Auto reference totals as of 2026-09-17, 2022 sedan valued at $20,000 USD, all of Mexico, tax and policy fee included. Liability only: $100,000 USD liability + $2,000 medical per person. Your price depends on the vehicle value, dates and territory; the chat shows it before asking for any personal data. Six months of full coverage costs $2.56 a day; a year $1.39 a day. If you also make a spring or fall trip, the annual policy covers every crossing for one payment. Liability only is the legal minimum; full coverage adds damage and total theft of your own vehicle with a fixed $500/$1,000 deductible, or a variable one that is 15 to 18% cheaper.

Documents for a Calgary to Mazatlán winter

· Mexican policy for the whole stay (this one), issued by Chubb Seguros México; Canadian plates and license are accepted. · TIP (temporary import permit) for the car, because Mazatlán is outside the Sonora free zone and the Baja peninsula: from Banjercito online 10 to 60 days before, or at the border; about $45 USD plus tax and a refundable deposit of $200 to $400 depending on the model year. Return it when you leave or the deposit is lost. · FMM tourist permit per person, up to 180 days, requested at the border. · Territory "all of Mexico" on the policy; the cheaper "border states" territory would not cover Sinaloa.

What Canadians ask about claims

Claims are handled 24/7 by Chubb in English (800 801 0117 in Mexico, +1 877 699 6679 from Canada and the US). Repairs can be authorized in Canada or the US under the policy specification, and a total-loss settlement is paid in USD. Report any claim before you leave Mexico. Glass on 6-month and annual policies carries a 20% deductible. See the coverage table, what to do after an accident, 6-month plans, annual plans and Canadian plates in Mexico.

Reference totals for the same car and coverage

DurationLiability only, total USDFull coverage, total USD
90 days$156.45$361.63
180 days$179.30$396.55
365 days$197.00$438.38

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

Check these details before buying

Liability-only and full coverage solve different needs. Liability concerns covered damage or injury to others; full coverage adds covered damage and theft of the insured vehicle, subject to the policy terms and deductibles. The reference includes $100,000 USD liability and $2,000 USD medical expenses. Your quote and certificate determine the benefits actually purchased.

Have the vehicle registration, VIN, travel dates, declared value and planned territory ready. Check the start and end times on the issued certificate. Save the policy and claims contacts offline before driving; a quote or payment receipt is not the policy. An ATV or UTV is quoted, paid and issued online like any car, with no occupant medical expenses: Chubb does not offer that coverage on those units. An RV or motorhome still needs assistance from an agent.

Sources and the next step

Review Chubb Tourist Auto general conditions alongside the wording delivered with your quote; benefits depend on the selected coverages. Check US official Mexico travel information or Canadian official Mexico travel information for current entry and travel requirements. Insurance does not replace immigration or vehicle import documents.

Read the detailed guide for this trip · Verify Timi and the insurer · Quote your vehicle and dates

Frequently asked questions

How much is 6-month Mexican car insurance for a Canadian car?
$179.30 USD liability only or $396.55 USD full coverage for a 2022 sedan valued at $20,000 (Chubb, 2026-09-17); a full year $197.00 or $438.38 USD.
Do Canadian plates need anything different from US plates?
No. Chubb Tourist Auto accepts Canadian plates and licenses on the same terms. Claims support is in English.
Do I need a TIP to drive to Mazatlán?
Yes. Mazatlán is on the mainland, outside the free zones, so the car needs a Banjercito temporary import permit. Sonora has its own "Only Sonora" permit if you stay in that state.
Can I stay six months on an FMM?
The FMM tourist permit allows up to 180 days. The TIP is tied to it; return the TIP when you leave Mexico to recover the deposit.

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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