Mexican Auto Insurance for Compare options

Comparing Mexican Auto Insurance Providers? What to Check First

Full coverage for Mexico runs about $31.62 USD per day or $438.38 USD per year, and liability-only starts from $23.25 USD per day or $197.00 USD per year, both underwritten by Chubb. If you're comparing Mexican auto insurance providers, what you actually need is a policy that's valid at the border, issued fast, and backed by an insurer that pays claims — not just the lowest number on a page.

Why compare Mexican auto insurance providers in the first place?

Your US or Canadian auto policy is not valid liability coverage once you cross into Mexico — Mexican law only recognizes liability issued by a Mexican insurer. That's the real reason drivers start comparing options: it's not optional add-on coverage, it's the coverage that makes your trip legal on the other side.

What does Timi actually sell, and is it the cheapest?

Timi is a licensed Mexican agent (CNSF), and for this product we quote one policy: full coverage or liability-only, both issued by Chubb, with Chubb Mexico handling claims 24/7. We don't shop your quote across multiple Mexican insurers — if you want to compare Chubb's price against another carrier's, you're welcome to do that on your own before you buy. What we can promise is that our number is accurate and you'll see it in about 2 minutes by chat, no form and no email required to check pricing.

Liability-only or full coverage — what's the real difference?

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

What do people get wrong when comparing Mexican insurance quotes?

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

What should I have ready before I finish comparing and buy?

Have your license plate, VIN, and travel dates on hand — that's what determines your final price and what triggers your PDF policy by email once you're done. If your trip timing is still unclear, our guides section covers border zones and permit rules in more detail.

Frequently asked questions

Does Timi compare quotes from multiple Mexican insurers for me?

No. For this product Timi quotes one policy, issued by Chubb. If you want to compare Chubb's price against another Mexican insurer's, you're free to do that separately — we just won't shop it for you.

Is Chubb better than other Mexican insurance companies?

We can't speak to another company's coverage or pricing since we don't sell it. What we can confirm is that Chubb is a licensed Mexican insurer and Chubb Mexico handles claims 24/7, which is what our policy is backed by.

Will the price change based on my specific vehicle?

Yes, the final price depends on your vehicle and travel dates, confirmed in the chat when you enter your plate and VIN. The $23.25/day and $31.62/day figures are the published starting anchors for liability and full coverage.

Can I upgrade from liability-only to full coverage later in my trip?

That depends on your dates and vehicle, so it's confirmed directly in the chat rather than assumed here. Start the quote and ask specifically — the agent can walk you through your options for the exact trip you're taking.

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