Mexican Auto Insurance for Baja 1000

Baja 1000 insurance for chase trucks and support vehicles

Full coverage for a Baja 1000 chase truck or support vehicle runs from about $31.62 USD per day or $438.38 USD per year (Chubb), while liability-only starts at $23.25 USD per day or $197.00 USD per year. Anyone crossing into Baja California for race week needs Mexican liability coverage the moment they cross the border, since a US or Canadian auto policy isn't recognized there. Whether it's a one-day pass for the weekend or a full-year policy for pre-running season, you quote and buy it by chat before you reach the border.

Does my US or Canadian auto policy cover me during the Baja 1000?

No. Mexican law only recognizes liability coverage issued by a Mexican insurer, so whatever your home policy covers north of the border doesn't count once you're in Baja California. Chase crews, support trucks and pit vehicles all need their own Mexican liability coverage the moment they cross, whether they're following the race from San Felipe to Cabo or staging out of La Paz.

What insurance do I actually need for a chase truck or support rig?

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

Do I need a temporary import permit for the Baja 1000?

Baja California and Baja California Sur are outside the TIP requirement, so a foreign-plated chase truck or support vehicle generally doesn't need one there. The permit only applies once you're in mainland Mexico beyond the border zone, which typically isn't part of a Baja 1000 route. Confirm your exact route in chat if your team plans to push past the peninsula.

One race weekend or the whole pre-running season?

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

How fast can I get a policy for a chase truck before race week?

The whole thing happens by chat, from your phone, in about 2 minutes — no forms, no email needed just to see the price. Once you buy, the policy PDF lands in your inbox so you can print it or show it on-screen at any checkpoint. For general planning across Mexico, the guides section and why Timi cover the basics; the policy itself is issued and backed by Chubb.

Frequently asked questions

Does the policy cover off-road or competition use during the race?

That depends on the specific vehicle, dates and how it's being used, so it isn't something we can generalize here — it gets confirmed in chat when you quote. What's certain is that both liability and full coverage are available through Chubb at the prices listed above.

Can one policy cover both my chase truck and my support vehicle?

Each vehicle needs its own policy, since coverage is tied to a specific plate and vehicle. You can quote and buy both back to back in the same chat session, and each one gets its own PDF by email.

What if the race or my support run extends into mainland Mexico?

The Baja 1000 stays within the peninsula, where the temporary import permit isn't required, but if your plans change and you drive further into mainland Mexico, mention that in chat so it can be confirmed for your route and dates.

Can I buy insurance for just race weekend instead of a full season?

Yes. Coverage is available from 1 day up to 1 year, so a short day pass for race weekend and a longer policy for a pre-running season are both options, priced as shown above.

Keep reading: Cabo · Mazatlán · Puerto Vallarta · Sayulita · Las Palmas Mexican Insurance · La Paz · All Mexico destinations & questions · All Timi guides