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🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
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Mexican Auto Insurance for Cancún

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-23. See the vehicle and coverage in the table below.

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A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 23, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

Driving to Cancún: Do You Need Mexican Auto Insurance?

Chubb reference: $23.25 USD for 1 day of liability-only coverage or $31.62 for full coverage. Tax and fees included. Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

Do I need Mexican car insurance to drive to Cancún?

Yes. Mexican law only recognizes liability coverage issued by a Mexican insurer, so a US or Canadian policy does not count once you're on the road in Quintana Roo. Timi sells a policy issued by Chubb, quoted and bought by chat from your phone in about 2 minutes, with the PDF sent straight to your email — no forms, no in-person office.

Do I need a temporary import permit (TIP) to drive into Cancún?

Cancún and the rest of mainland Quintana Roo are outside the border free zones, so a foreign-plated vehicle generally needs a temporary import permit to drive there, unlike border towns or Rocky Point and the rest of Baja California. Bring your title or registration, license, and passport/visa when you handle the permit; your Chubb insurance is a separate document from the TIP.

Renting a car vs driving my own car to Cancún

If you fly in and rent a car at Cancún airport, the rental company's Mexican coverage applies to that vehicle. This policy is for people driving their own US- or Canadian-plated car south — the exact scenario where home insurance falls short and a standalone Mexican liability or full coverage policy is required.

What should I have ready before I cross into Quintana Roo?

Have your VIN, plate, and travel dates on hand — that's all the chat needs to quote you. Full coverage adds damage and theft protection on top of liability, which matters on a long coastal drive through unfamiliar towns and parking situations around Cancún, Playa del Carmen, and Tulum.

LiabilityFull coverage
Per dayfrom $23.25from $31.62
Per year$197.00$438.38

Coverage runs from a single day up to a full year, so whether it's a one-week Cancún vacation or you're driving the same car south seasonally, one chat sets the exact dates. See how the Chubb policy works or check why people buy through Timi, and browse all Mexico destinations if your route extends past Quintana Roo.

Frequently asked questions

Can I use the same Cancún policy to also drive to Tulum or Playa del Carmen?
Yes, the policy is valid throughout Mexico, not just around Cancún, so day trips down the coast to Playa del Carmen or Tulum are covered under the same dates. Just make sure your policy dates cover the full trip length before you leave.
Does this policy cover a rental car I pick up in Cancún?
No, this is for a US- or Canadian-plated vehicle you're driving into Mexico yourself. A rental car in Cancún is covered by the rental company's own Mexican insurance, which is a separate arrangement.
What happens if I get in an accident near Cancún?
Chubb handles claims 24/7 across Mexico, including Quintana Roo. The exact claims process and what's needed on-site is confirmed in your policy documents once issued, so keep the PDF and your phone handy while driving.
Does the policy cover a trailer or off-road driving near Cancún?
That depends on the vehicle and how it's declared, so it's confirmed in the chat when you enter your exact vehicle and travel dates rather than assumed in advance.

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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