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🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
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Mexican Auto Insurance for Playa del Carmen

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-23. See the vehicle and coverage in the table below.

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A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 23, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

Driving to Playa del Carmen from the US or Canada: what car insurance do you need?

Chubb reference: $23.25 USD for 1 day of liability-only coverage or $31.62 for full coverage. Tax and fees included. Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

Do I need a temporary import permit (TIP) to drive to Playa del Carmen?

Quintana Roo is mainland Mexico, well outside the northern border zone and outside the Sonora free zone, so a car driven in on US or Canadian plates generally needs a temporary import permit for the trip, separate from your insurance. This is issued by Banjercito, not by Timi or Chubb, so confirm the current requirement and paperwork for your exact vehicle before you leave.

Is my US or Canadian auto policy valid once I cross into Quintana Roo?

No. Mexican law only recognizes liability coverage issued by a Mexican insurer, so the policy that covers you at home stops being useful for liability the moment you cross the border. That is true whether you are driving straight to Playa del Carmen or looping through Cancún and Tulum first.

What does the drive from the border to Playa del Carmen involve?

Most drivers coming south on US or Canadian plates are covering a long mainland route before ever reaching the coast, which means multiple days, multiple states, and toll roads. A one-year Chubb policy (from $438.38 full coverage or $197.00 liability) usually makes more sense than several short passes if you plan to explore the Riviera Maya beyond just Playa del Carmen.

Liability-onlyFull coverage
Per dayfrom $23.25 USDfrom $31.62 USD
Per year$197.00 USD$438.38 USD

Renting a car in Playa del Carmen instead of driving your own?

This product is built for a car that already carries US or Canadian plates and crosses the border on its own wheels. A rental car picked up in Mexico is a different situation with its own coverage handled at the rental counter, so it is not what this policy is priced for.

What should I have ready before I cross with a US or Canadian car?

Have your vehicle title or registration, your license, and your exact travel dates on hand, since the policy is written for those specific dates and that specific vehicle. You can quote and buy the whole thing by chat from your phone in about 2 minutes, with the policy PDF landing in your email right after, no forms and no separate login. If you want the background on how the coverage itself works, this page explains the Chubb policy, and this one explains why Timi.

Frequently asked questions

Does one policy cover Playa del Carmen, Cancún, and Tulum on the same trip?
Yes, the policy is not limited to a single town. As long as you are driving within Mexico on the dates and for the vehicle listed on the policy, it covers you across the Riviera Maya, not just Playa del Carmen.
Do I still need a temporary import permit if I am only staying in Playa del Carmen?
Generally yes, because Quintana Roo is outside the border zone and the Sonora free zone where the permit is waived. The permit is issued separately by Banjercito, so confirm the current process for your vehicle before you cross; Timi's policy covers the insurance side only.
What if I am driving an RV or towing a trailer to Playa del Carmen?
Vehicle type and any trailer affect what can be quoted, so this is confirmed in the chat with your exact vehicle details rather than assumed here. Have the vehicle information ready when you quote so it can be matched correctly.
What happens if I have an accident near Playa del Carmen?
Chubb Mexico handles claims 24/7, and your policy PDF with the claims contact arrives by email as soon as you buy. Keep that email accessible on your phone for the whole trip so you have it on hand if you need it.

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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