Policies issued by Chubb · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-09-23. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Full coverage for a Guerrero Negro trip runs about $31.62 USD per day or $438.38 USD per year (liability-only from $23.25/day or $197.00/year), backed by Chubb. Whale season (Jan-Mar) means long, isolated stretches of Highway 1 in Baja California Sur, so what a US or Canadian driver needs here is valid Mexican liability coverage for the exact plated vehicle — a US or Canadian auto policy does not count on Mexican roads. You can quote and buy it from your phone in about two minutes, no forms.
Yes. Mexican law only recognizes liability coverage issued by a Mexican insurer, so the policy your car carries at home does not satisfy that requirement once you cross the border. Timi issues a Chubb policy by chat, and the PDF lands in your email before you reach the checkpoint.
No. Guerrero Negro sits inside Baja California Sur, which along with Baja California and the Sonora free zone is exempt from the temporary import permit (TIP) that mainland Mexico requires beyond the border zone. You still need Mexican auto insurance regardless of the permit rule.
Many assume their credit card or home auto policy extends south of the border — it does not for liability purposes. Others buy a one-day pass for a trip that actually runs a week or more, which ends up pricier per day than covering the whole visit under one policy. Decide your real dates before you buy.
Vehicle type and any trailer matter for the quote and for what the policy actually protects. Confirm those details in chat for your exact vehicle and travel dates rather than assuming standard car terms apply.
| Coverage | Daily | Annual |
|---|---|---|
| Liability-only | from $23.25 USD/day | $197.00 USD/year |
| Full coverage | about $31.62 USD/day | $438.38 USD/year |
All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
For the general rules behind Mexican auto insurance, see how the Chubb policy works or browse more Baja driving guides before you go.
Keep reading: Cabo · Mazatlán · Puerto Vallarta · Sayulita · Las Palmas Mexican Insurance · La Paz · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.