Policies issued by Chubb · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-09-23. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Full coverage for a Baja California Sur trip through Mulegé runs from about $31.62 USD per day or $438.38 USD per year with Chubb, and liability-only starts at $23.25 USD per day or $197.00 USD per year. Anyone driving a US or Canadian-plated car to camp along Bahía Concepción or explore the Mulegé mission needs a Mexican-issued liability policy, since a US or Canadian auto policy is not valid liability coverage in Mexico.
Yes. Mexican law only recognizes liability coverage issued by a Mexican insurer, so the policy from your home state does not count once you cross the border, even for a quiet stretch of Highway 1 along the bay. Timi sells the Chubb policy by chat: you quote, pick your dates, and the PDF lands in your email in about 2 minutes, no forms.
No. Mulegé and the whole Baja California Sur peninsula, including Bahía Concepción, fall inside the zone where the temporary import permit (TIP) is not required. That rule changes once you're on mainland Mexico beyond the border zone, so it's worth checking the all-Mexico destinations page if your route continues past the ferry.
The road along Bahía Concepción is narrow and popular with campers pulling trailers or driving tall RVs. Confirm your exact vehicle type and dates when you quote in chat so the policy on your PDF matches what you're actually driving; details like trailers or oversized vehicles are set at that point, not guessed at.
| Scenario | Typical pick |
|---|---|
| Quick overnight at Bahía Concepción | Daily full coverage, from about $31.62/day |
| Full Baja peninsula loop (weeks) | Annual full coverage, $438.38/year |
| Budget trip, own vehicle already covered for damage | Liability-only, $23.25/day or $197.00/year |
All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
If your trip stitches together stops like La Paz, Cabo, or a longer Baja loop, one Chubb policy can cover the whole itinerary up to a year, so you don't need to rebuy at each town. Just make sure the dates on your policy cover the full trip before you set out, since policies aren't adjustable once issued. For background on how Chubb's Mexican coverage works, see this guide, or read why drivers use Timi for the chat-only process.
Keep reading: Cabo · Mazatlán · Puerto Vallarta · Sayulita · Las Palmas Mexican Insurance · La Paz · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.