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🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
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Mexican Auto Insurance for San Felipe

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-23. See the vehicle and coverage in the table below.

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A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 23, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

Mexican Car Insurance for a San Felipe Fishing Trip

Chubb reference: $23.25 USD for 1 day of liability-only coverage or $31.62 for full coverage. Tax and fees included. Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

Do I need Mexican insurance to drive to San Felipe?

Yes. Mexican law only recognizes liability coverage issued by a Mexican insurer, so the policy from home stops being valid the moment you cross. Timi sells the Chubb policy that fills that gap, quoted and issued by chat in about 2 minutes, with the PDF sent straight to your email — no forms, no waiting at the booth.

Do I need a temporary import permit for San Felipe?

No. San Felipe is inside Baja California, and the TIP is not required anywhere in Baja California or Baja California Sur. That is different from mainland Mexico beyond the border zone, so don't confuse San Felipe with a trip that continues past the peninsula. If your plans change mid-trip, check the rules again before you keep driving.

Liability vs full coverage for the drive to San Felipe

Most people towing a boat, ATV or camper to San Felipe want full coverage, since it adds damage and theft protection on top of the liability Mexico requires. Liability-only is the cheaper legal minimum. A quick comparison:

CoveragePer dayPer year
Liability onlyfrom $23.25 USDfrom $197.00 USD
Full coverageabout $31.62 USDabout $438.38 USD

What do San Felipe travelers usually get wrong?

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

What should I have ready before crossing into San Felipe?

Have your plates, VIN and travel dates ready — that's all Timi needs to quote it in the chat. It also helps to have looked at your route and border crossing in advance; see our guides for general border-crossing prep, or compare San Felipe with a Sea of Cortez trip on the Sonora side at Rocky Point. For how Chubb backs the policy, see Chubb Mexican Insurance.

To see every destination Timi covers, browse all Mexico destinations, or read why drivers use Timi for a chat-only, no-forms purchase.

Frequently asked questions

Does the policy cover a boat or trailer I'm towing to San Felipe?
That depends on how the boat or trailer is declared and insured, so it's confirmed in the chat for your exact vehicle and dates rather than assumed here. Mention the trailer or boat when you quote so it's reflected correctly on the policy.
Is off-road or beach driving around San Felipe covered?
Off-road use isn't something we can generalize about without knowing your specific vehicle and trip, so that detail is confirmed directly in the chat before you buy. If dune or beach driving is part of your plan, flag it when you get your quote.
Can I buy the policy right at the border before entering San Felipe?
Yes. The whole process happens by chat on your phone in about 2 minutes, and the policy PDF lands in your email immediately, so you can buy it curbside before crossing or from home beforehand.
What happens if I have an accident near San Felipe?
Chubb Mexico handles claims 24/7, so you'd contact them directly using the information on your policy PDF. Keep that PDF saved on your phone for the whole trip, not just the drive down.

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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