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How it works Insurer
🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
Quote and buy by chat. Just Chat.

Mexican Auto Insurance for SUVs & Crossovers

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-21. See the vehicle and coverage in the table below.

Get a quote for my vehicle →

A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 21, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-21: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

Mexican Insurance for SUVs and Crossovers: What Coverage Do I Need?

Chubb reference: $23.25 USD for 1 day of liability-only coverage or $31.62 for full coverage. Tax and fees included. Measured 2026-09-21: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

Do I need different insurance for a bigger SUV or crossover in Mexico?

The legal requirement is the same for any vehicle: Mexican law only recognizes liability coverage issued by a Mexican insurer, so a US or Canadian policy does not count once you cross. What changes with an SUV or crossover is the value at risk. Because these vehicles typically cost more to replace or repair than a compact sedan, many drivers choose full coverage (about $31.62/day or $438.38/year) instead of liability-only ($23.25/day or $197.00/year), even though both are legally sufficient.

Is my Tahoe, 4Runner, RAV4, or CR-V treated the same as a sedan?

Pricing and terms depend on the specific vehicle, model year, and dates you enter in the chat, not on the vehicle class alone. Rather than guess, quote your exact SUV or crossover in the chat and Chubb prices it directly — no forms, no estimates based on 'similar' vehicles.

What about taking my SUV off-road or into rougher terrain?

Whether off-road or off-pavement use is included is confirmed for your specific policy and trip in the chat before you buy — it is not something to assume either way. If your route runs through Baja California or the Rocky Point area, ask the chat directly about the terrain and dates so the coverage matches the trip.

What should I have ready before crossing the border with my SUV?

With those on hand, you can quote and buy from your phone in about two minutes, right in the chat, and the policy PDF lands in your email before you reach the border.

Liability or full coverage: which fits an SUV road trip?

CoverageFromBest for
Liability only$23.25/day or $197.00/yearMeeting the legal minimum
Full coverage$31.62/day or $438.38/yearProtecting the SUV itself against damage or theft

All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

Frequently asked questions

Are policy fees and tax included?
All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
Is towing a small trailer or hauling gear with my SUV covered?
That depends on the specifics of your trip and is confirmed in the chat rather than assumed here. Mention the trailer or cargo setup when you quote so Chubb can confirm what applies to your policy.
Can one policy cover my SUV for a multi-state road trip through Mexico?
Yes, coverage can run from a single day up to a full year, so a longer road trip across several states is generally handled by choosing dates that cover the whole itinerary rather than buying separate short policies.
What if my SUV is leased or financed through a US or Canadian lender?
Financed and leased vehicles are commonly insured this way for travel into Mexico; enter the vehicle details in the chat and any lender-specific questions can be raised there before you buy.

When Timi may not be your best fit

If you want several insurers in one comparison, this tourist auto flow quotes Chubb. RV, motorhome and ATV/UTV need an assisted quote. If your vehicle or use is outside eligibility, ask an agent before paying.

See what to compare before buying

Motorhome or RV? Get an assisted quote: RV / motorhome. Bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles and ATVs/UTVs are priced instantly; RV and motorhome quotes are handled by an agent.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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