Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-09-23. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Chubb reference: $23.25 USD for 1 day of liability-only coverage or $31.62 for full coverage. Tax and fees included. Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.
Yes. Distance and duration don't change the rule: Mexican law only recognizes liability coverage issued by a Mexican insurer, so a US or Canadian policy doesn't count once you're on Baja roads, even for a single afternoon of tastings. A day pass covers the whole loop, whether you're coming from Tijuana, Rosarito or staying overnight near Ensenada.
Most travelers cross at the border, pick up the toll road toward Ensenada, and turn inland toward the valley from there. If your trip includes stops in town before heading to the wineries, one policy covers the full route for the dates you choose.
No. Valle de Guadalupe sits inside Baja California, which is exempt from the temporary import permit (TIP) requirement that applies to mainland Mexico. You still need Mexican liability insurance regardless of the permit exemption.
Have your vehicle registration, driver's license and the exact dates of your trip on hand. Quoting and buying takes about 2 minutes by chat from your phone, no forms and no email required to see the price, and the policy PDF lands in your inbox before you reach the border.
| Liability | Full coverage | |
|---|---|---|
| Per day | from $23.25 USD | from $31.62 USD |
| Per year | $197.00 USD | $438.38 USD |
If you're unsure which level fits a rental SUV loaded with wine cases versus your own car, that's confirmed in the chat once you give the vehicle details. For background on how Chubb's Mexican policy works, see Chubb Mexican insurance or why Timi.
Keep reading: Tijuana · Rosarito · Ensenada · Baja California · San Diego · San Diego to Ensenada · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
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Quote and buy by chat. Just Chat. Review your coverage and total price before paying.