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🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
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Mexican Auto Insurance for Valle de Guadalupe

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-23. See the vehicle and coverage in the table below.

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A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 23, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

Do I need Mexican car insurance for a Valle de Guadalupe wine tour?

Chubb reference: $23.25 USD for 1 day of liability-only coverage or $31.62 for full coverage. Tax and fees included. Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle.

Do I need Mexican insurance just for a day trip to Valle de Guadalupe?

Yes. Distance and duration don't change the rule: Mexican law only recognizes liability coverage issued by a Mexican insurer, so a US or Canadian policy doesn't count once you're on Baja roads, even for a single afternoon of tastings. A day pass covers the whole loop, whether you're coming from Tijuana, Rosarito or staying overnight near Ensenada.

What's the route into wine country from San Diego or Tijuana?

Most travelers cross at the border, pick up the toll road toward Ensenada, and turn inland toward the valley from there. If your trip includes stops in town before heading to the wineries, one policy covers the full route for the dates you choose.

Do I need a temporary import permit to drive into Valle de Guadalupe?

No. Valle de Guadalupe sits inside Baja California, which is exempt from the temporary import permit (TIP) requirement that applies to mainland Mexico. You still need Mexican liability insurance regardless of the permit exemption.

What should I have ready before crossing for a wine tasting trip?

Have your vehicle registration, driver's license and the exact dates of your trip on hand. Quoting and buying takes about 2 minutes by chat from your phone, no forms and no email required to see the price, and the policy PDF lands in your inbox before you reach the border.

LiabilityFull coverage
Per dayfrom $23.25 USDfrom $31.62 USD
Per year$197.00 USD$438.38 USD

If you're unsure which level fits a rental SUV loaded with wine cases versus your own car, that's confirmed in the chat once you give the vehicle details. For background on how Chubb's Mexican policy works, see Chubb Mexican insurance or why Timi.

Frequently asked questions

Does the policy cover a rental car driven from San Diego into Valle de Guadalupe?
It can, but rental cars need the exact vehicle details confirmed in the chat before you buy, since coverage is tied to the specific car and dates you're driving. Have the rental agreement or plate handy when you quote.
Can I buy the policy the same morning as my wine tour, right before crossing?
Yes. Quoting and buying is done by chat in about 2 minutes from your phone, with no forms, so you can do it from the border line or the parking lot before you head into the valley.
Does one day pass cover the drive back to San Diego or Tijuana the same night?
A day pass covers the full 24-hour period you select, so as long as your return crossing happens within that window, you're covered for the round trip.
What if my group is renting a van or SUV for a bigger wine tasting trip?
Larger vehicles are quoted based on the specific make, model and year, so the exact rate is confirmed in the chat rather than assumed from a generic price. Have the vehicle details ready when you request a quote.

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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