How much does Mexican car insurance cost for a week?

The short version

Seven days of Chubb Tourist Auto liability ($100,000 USD liability + $2,000 USD medical) cost $63.51 USD, measured live on 2 September 2026 for a typical car, all of Mexico. That is $9.07 per day.

With own-damage and theft added (a car worth about $20,000 USD) the same week costs $131.49 USD — about $18.78 per day.

A week is NOT seven one-day policies: seven separate days would cost 7 × $26.97 = $188.79, because Chubb charges a fixed $18 USD policy fee on every policy. One 7-day policy pays that fee once.

The Daily plan covers any exact number of days from 1 to 29, so you buy 7, 8 or 10 days — not a "week package". Day 30 moves you to the 30-day plan ($166.58).

Coverage is identical whatever the length: the same limits, the same Chubb claims network, the same PDF. Buy it before you reach the crossing; the chat issues it in about 3 minutes.

Short answer with the number: a week of Mexican car insurance costs $63.51 USD for liability-only ($100,000 USD liability + $2,000 USD medical) and $131.49 USD with own-damage and theft, measured live against Chubb's system on 2 September 2026 for a typical car and all of Mexico. Per day that is $9.07 and $18.78. The reason a week is far cheaper than seven single days sits in one line of the quote that most sites never show you.

The line that explains the price

Chubb charges a fixed $18 USD policy fee on every Tourist Auto policy, whatever its length. One day costs $26.97, so the fee is two thirds of it. Seven days cost $63.51 — the fee is paid once and the other six days are almost pure coverage.

Price by number of days, measured 2 September 2026

Days	Liability only ($100k + $2k medical)	Per day	Full coverage (car ≈ $20k USD)	Per day
1 day	$26.97	$26.97	≈ $37	≈ $37
3 days	$39.15	$13.05	—	—
7 days	$63.51	$9.07	$131.49	$18.78
30 days	$166.58	$5.55	$390.58	$13.02
365 days	$228.52	$0.63	≈ $531	≈ $1.45

All prices in USD, Chubb Tourist Auto via Timi, territory "all of Mexico", IVA included. Seven separate one-day policies would cost 7 × $26.97 = $188.79 — three times the 7-day policy — because each one pays the $18 fee again. Compare the plans side by side in our guide on one month of Mexican insurance and in is annual Mexican car insurance worth it?.

How the "week" is actually sold

There is no week package. Chubb's Daily plan covers any exact number of days from 1 to 29, so a 7-day trip buys 7 days, a 10-day trip buys 10, and a long weekend buys 3. On day 30 the price switches to the 30-day plan. If you are not sure when you will drive back, add a day or two now: a policy that has already started cannot be stretched from the road, only replaced with a new one bought in the chat.

Liability-only is what the law requires and what a police officer asks for: $100,000 USD liability, $2,000 USD medical, legal assistance. It does not pay for your own car.
Full coverage adds own-damage and theft with a fixed-amount deductible — not a percentage of the car's value — see how the coverage tiers compare.
Same coverage on every length. The 7-day policy and the annual are the same product with a different end date.

Who buys a week — and who should buy more

A week is the natural fit for a Rocky Point or Ensenada vacation, a dental trip with a few days on the beach, or a first drive down Baja. If you cross for a weekend every month, three trips already cost 3 × $39.15 = $117.45 in 3-day policies plus three fees; the annual plan at $228.52 covers unlimited trips. Snowbirds and six-month stays should skip the daily math altogether.

What you need to buy it

Your plate number and state (the chat pulls the VIN from it), your travel dates, and a card. Open timi.mx/tourist, say "2023 Toyota RAV4, 7 days from Friday", and the Chubb PDF arrives by email and in the chat in about 3 minutes — before you reach the line at San Diego, Nogales or Laredo. Related reading: what "cheapest Mexican insurance" really compares, is my US insurance valid in Mexico? and every Southbound destination and question page.

Frequently asked questions

How much is Mexican car insurance for 7 days?

Measured on 2 September 2026 against Chubb's system: $63.51 USD for seven days of liability-only coverage ($100,000 USD liability plus $2,000 USD medical, all of Mexico) and $131.49 USD for the same week with own-damage and theft on a car worth about $20,000 USD. Your exact price depends on the vehicle, the dates and the coverage — the chat shows it before you give an email.

Is a week cheaper per day than a single day?

Much cheaper. One day costs $26.97 USD, of which $18 is Chubb's fixed policy fee. Seven days cost $63.51, so $9.07 per day, because the fee is paid once. Three separate weekend trips still pay the fee three times — that is why frequent travelers look at the 30-day or annual plans.

Can I buy exactly 8 or 10 days instead of a week?

Yes. The Daily plan takes any exact number of days from 1 to 29, so you pay for the days you actually stay. If your trip could run long, add a day or two now: the policy cannot be extended from the road once it has started, only replaced with a new one.

Does a 7-day policy have the same coverage as an annual one?

Yes. Default liability of $100,000 USD, medical expenses of $2,000 USD, legal assistance and Chubb's 24/7 claims service are the same on every length. Own-damage and theft are optional on any length, with a fixed-amount deductible rather than a percentage.

What if I stay a few days longer than my policy?

Coverage ends on the last day printed on the policy. If plans change while you are still in Mexico, open the chat and buy a new policy for the remaining days; it is issued in minutes. Do not drive uninsured for the extra days: Mexican law requires liability coverage from a Mexican insurer at all times.

When does a week stop making sense against the annual?

The annual liability policy costs $228.52 USD, so about 3.6 weeks a year of liability-only coverage already pays for it (228.52 ÷ 63.51). With full coverage the annual is about $531 USD against $131.49 per week — the break-even is about four weeks. Two or three trips a year and the annual wins.