Los Angeles to Rosarito Mexican Car Insurance
🚗 Auto MXAuto in Mexico
🏍️ MotosMotorcycle insurance
🛡️ NorthboundMexican vehicle in USA
🚙 SouthboundForeign plates in Mexico
📦 CargaCargo per shipment
🚛 Truck30% de descuento
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Do I need Mexican car insurance to drive from Los Angeles to Rosarito?

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $26.97 USD for 1 day or $228.52 for 1 year. Full coverage: $36.68 per day or $508.52 per year for the reference vehicle. Compare coverage for your vehicle and travel dates.

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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$26.97 USD
1 year · same coverage$228.52 USD

Reference: 2026-09-14. See the vehicle and coverage in the table below.

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A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 14, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$26.97$26.97/day$36.68$36.68/day
3 days$39.15$13.05/day$68.28$22.76/day
7 days$63.51$9.07/day$131.49$18.78/day
30 days30 Days plan$166.58$5.55/day$390.58$13.02/day
90 days90 Days plan$181.48$2.02/day$419.49$4.66/day
6 months6 Months plan$207.99$1.16/day$460.00$2.56/day
1 yearAnnual plan$228.52$0.63/day$508.52$1.39/day

Measured 2026-09-14: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

Mexican Car Insurance for the Los Angeles to Rosarito Drive

Driving from Los Angeles to Rosarito needs Mexican liability insurance, not a US policy; a 1-day full-coverage policy totals $36.68 USD.

The Route from Los Angeles to Rosarito

The drive from Los Angeles down to Rosarito takes about 3 hours, though the exact time depends on traffic on the I-5 or I-805 and the wait at the border. Drivers from Los Angeles, Orange County, Long Beach and the Inland Empire typically cross into Mexico at San Ysidro or Otay Mesa in Tijuana, then continue south on the coastal road to Rosarito.

Why You Don't Need a Temporary Import Permit

Rosarito sits inside Baja California, which is outside Mexico's Temporary Import Permit (TIP) zone. That means you do not need to register your car with Banjercito for this trip. What you do need is a valid Mexican liability policy: Mexican law only recognizes liability coverage issued by a Mexican insurer, so a US auto policy is not valid once you cross the border.

What To Carry With You

Timi issues a Chubb Mexico policy by chat in about two minutes, with no forms and no account needed. The PDF lands in your email right away, and you can buy it from your phone before you leave Los Angeles.

Trip Example: A Weekend in Rosarito

Say you're taking a 2022 sedan valued at $20,000 USD for a 3-day weekend in Rosarito. Here is what full coverage and liability-only look like for that trip, taxes and policy fees included:

DurationLiability OnlyFull Coverage
1 day$26.97 USD$36.68 USD
3 days$39.15 USD$68.28 USD
7 days$63.51 USD$131.49 USD

These totals are references for a 2022 sedan with a $20,000 USD declared value; your exact quote depends on your vehicle, coverage and dates. For a full breakdown by duration, see the Rosarito coverage page.

Claims Support

If anything happens on the road, Chubb Mexico handles claims 24/7 in English, so you're not left explaining a US policy to a Mexican officer or trying to translate paperwork after an accident.

Frequently asked questions

Can I buy Mexican insurance for Rosarito while I'm still in Los Angeles?
Yes. You can chat and buy from your phone anytime before crossing at San Ysidro or Otay Mesa. The PDF policy arrives by email in about 2 minutes, no forms or account needed.
Do I need a Temporary Import Permit for a Rosarito trip?
No. Rosarito is in Baja California, outside the TIP zone, so there's nothing to register with Banjercito for this route. You still need Mexican liability insurance, since that's separate from the import permit.
Is my US car insurance valid once I cross into Rosarito?
No. Mexican law only recognizes liability coverage issued by a Mexican insurer, so a US policy is not valid liability coverage in Mexico. A Chubb policy from Timi covers that requirement for your Rosarito trip.

Motorhome, RV or ATV? Get an assisted quote: RV / motorhome · ATV / UTV.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

No endless forms. Quoting with Timi feels like texting a friend.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. RV, motorhome and ATV quotes are handled by an agent.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $26.97 USD for 1 day or $228.52 for 1 year. Full coverage: $36.68 per day or $508.52 per year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

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Timi

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