Policies issued by Chubb · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $26.97 USD for 1 day or $228.52 for 1 year. Full coverage: $36.68 per day or $508.52 per year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-09-16. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $26.97$26.97/day | $36.68$36.68/day |
| 3 days | $39.15$13.05/day | $68.28$22.76/day |
| 7 days | $63.51$9.07/day | $131.49$18.78/day |
| 30 days30 Days plan | $166.58$5.55/day | $390.58$13.02/day |
| 90 days90 Days plan | $181.48$2.02/day | $419.49$4.66/day |
| 6 months6 Months plan | $207.99$1.16/day | $460.00$2.56/day |
| 1 yearAnnual plan | $228.52$0.63/day | $508.52$1.39/day |
Measured 2026-09-16: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Drivers from Los Angeles need Mexican liability insurance, not a US policy; a 1-day full-coverage trip to Ensenada totals $36.68 USD.
Drivers from Los Angeles, Orange County, Long Beach, or the Inland Empire heading to Ensenada cross the border at San Ysidro or Otay Mesa, then continue south on the toll road, Scenic Highway 1D, along the coast. The drive takes about 3.5 hours from Los Angeles, though the exact time depends on the border wait, which varies by day and hour.
Ensenada sits inside Baja California, which is outside Mexico's TIP zone, so no temporary import permit is required for your vehicle on this trip. But a TIP is a customs formality, separate from insurance: your US auto policy is not valid liability coverage in Mexico. Mexican law only recognizes liability insurance issued by a company authorized to operate there, such as Chubb.
You can buy that policy by chat in about two minutes, right from your phone, before you reach San Ysidro or Otay Mesa. No forms, no account, and the PDF lands in your email instantly. Start the chat here.
Say you leave the Inland Empire on a Friday morning for a weekend in Ensenada and come home Sunday night. That's a 3-day policy. For a 2022 sedan with a $20,000 USD declared value, here is what full coverage and liability-only look like, based on prices measured 2026-09-16:
| Duration | Liability only | Full coverage |
|---|---|---|
| 1 day | $26.97 USD | $36.68 USD |
| 3 days | $39.15 USD | $68.28 USD |
| 7 days | $63.51 USD | $131.49 USD |
Those totals already include Mexican tax and policy fees. Your exact quote depends on your vehicle, coverage, territory, and dates. See more route and destination detail on the Ensenada page.
Coverage is issued by Chubb, and Chubb Mexico handles claims 24/7 in English, so if something happens on Highway 1D or in Ensenada, you are not navigating it in a second language.
Keep reading: Rocky Point · Baja California · Cancún · Motorcycles · SUVs & Crossovers · Pickup Trucks · All Mexico destinations & questions · All Timi guides
Motorhome, RV or ATV? Get an assisted quote: RV / motorhome · ATV / UTV.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
No endless forms. Quoting with Timi feels like texting a friend.
Enter your vehicle, plates and travel dates. RV, motorhome and ATV quotes are handled by an agent.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $26.97 USD for 1 day or $228.52 for 1 year. Full coverage: $36.68 per day or $508.52 per year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Free quote, under a minute, no sign-up.