Policies issued by Chubb · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 per day or $438.38 per year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-09-18. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-18: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
You need Mexican liability insurance, not a US policy; full coverage for a 2022 sedan starts at $31.62 for one day, no import permit required.
The drive from Las Vegas, Nevada to Rocky Point (Puerto Peñasco) takes about 6 hours, though the exact time depends on the wait at the border. Most drivers head south through Arizona and cross into Mexico at the Lukeville / Sonoyta port of entry, then continue into Puerto Peñasco.
Before you reach Lukeville, you need proof of Mexican liability insurance on your phone. A US auto policy is not valid liability coverage once you cross; Mexican law only recognizes liability issued by a Mexican insurer, in this case Chubb.
Rocky Point sits inside the Sonora free zone, which is outside the temporary import permit (TIP) zone that applies further south in mainland Mexico. That means you do not need a temporary import permit for your vehicle on this specific trip.
Skipping the TIP does not skip the insurance requirement — they are two separate rules. You still need a Mexican liability policy for the whole drive, from Lukeville to Rocky Point and back. See more on driving to Rocky Point.
You buy the policy by chat, from your phone, in about two minutes — no forms, no account. The PDF lands in your email and is ready before you reach Lukeville. If something happens on the road, Chubb Mexico handles claims 24/7 in English, so you are not stuck translating an accident report at a random gas station in Sonora.
For a 2022 sedan declared at $20,000 USD, here is what a short trip and a longer stay look like with full coverage, tax and policy fees already included:
| Trip | Days | Total (Full Coverage) |
|---|---|---|
| Long weekend | 3 | $58.86 USD |
| One week | 7 | $113.35 USD |
| Snowbird month | 30 | $336.71 USD |
These are reference totals for that specific vehicle and declared value; your exact quote depends on your vehicle, coverage, territory and dates. Liability-only coverage is also available at a lower total if you just want the legal minimum for a quick Rocky Point run.
Keep reading: Rocky Point · Baja California · Cancún · Motorcycles · SUVs & Crossovers · Pickup Trucks · All Mexico destinations & questions · All Timi guides
Motorhome, RV or ATV? Get an assisted quote: RV / motorhome · ATV / UTV.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
No endless forms. Quoting with Timi feels like texting a friend.
Enter your vehicle, plates and travel dates. RV, motorhome and ATV quotes are handled by an agent.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 per day or $438.38 per year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Free quote, under a minute, no sign-up.