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How it works Insurer
🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
Quote and buy by chat. Just Chat.

Do I need Mexican car insurance to drive from Las Vegas to Rosarito?

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
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Timi

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Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-25. See the vehicle and coverage in the table below.

Get a quote for my vehicle →

A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 25, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-25: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

Mexican Car Insurance for the Las Vegas to Rosarito Drive

Drivers from Las Vegas need Mexican liability insurance, not a US policy, to legally drive into Rosarito; one day of coverage starts at $23.25 USD total.

The route and border crossing

The drive from Las Vegas to Rosarito takes about 5.5 hours, and the time varies with the wait at the border. Drivers heading to Rosarito typically cross into Mexico through San Ysidro or Otay Mesa, both in Tijuana, and then continue a short distance along the coast into Rosarito. Because the crossing is on foot- and vehicle-heavy pedestrian/car lanes shared by thousands of daily travelers, it's worth having your Mexican insurance policy ready on your phone before you reach the booth.

Why you don't need a temporary import permit

Rosarito is in Baja California, which is outside Mexico's temporary import permit (TIP) zone. That means you do not need to apply for or pay for a TIP to drive your own car to Rosarito. What you still need is Mexican liability insurance: Mexican law only recognizes liability coverage issued by a Mexican insurer, so a US auto policy is not valid liability coverage once you cross the border, even for a short trip.

What to carry with you

Timi's Chubb-backed policy is bought entirely by chat from your phone in about 2 minutes, with no forms and no account to create. Claims are handled by Chubb Mexico, 24/7, in English. You can start the chat any time at timi.mx/tourist.

A realistic trip example

Say you're driving from Las Vegas for a long weekend in Rosarito and back, 3 days on the road, in a 2022 sedan with a $20,000 USD declared value. Full coverage for exactly 3 days totals $58.86 USD, tax and policy fees included, not the one-day price multiplied by three. If you only want the legally required protection, 3-day liability-only coverage totals $33.75 USD.

DaysFull coverage total
1$31.62 USD
3$58.86 USD
7$113.35 USD

Prices shown are references for this vehicle profile; your exact quote depends on your vehicle, coverage choice, and dates. See more about coverage in the region at timi.mx/mx/rosarito.

Frequently asked questions

Do I need a temporary import permit (TIP) to drive to Rosarito?
No. Rosarito is in Baja California, which is outside Mexico's TIP zone, so no permit is required for your own car on this trip.
Is my US car insurance valid once I cross into Mexico?
No. Mexican law only recognizes liability coverage from a Mexican insurer, so your US policy does not provide valid liability protection in Rosarito, even for a day trip.
How long should I plan for the drive from Las Vegas to Rosarito?
Plan for about 5.5 hours of driving, though your actual time will depend on the wait at San Ysidro or Otay Mesa when you cross.

Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

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01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.

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02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

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03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

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The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

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Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

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Your policy details

Review territory, dates, insured limits and deductibles before paying.

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Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

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Timi

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