Policies issued by Chubb · Timi, licensed Mexican insurance agent
Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.
Reference: 2026-09-23. See the vehicle and coverage in the table below.
Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.
Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592
Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.
| Duration | Liability only$100k liability + $2k medical | Full coverageadds damage & theft of your car ($20,000 value) |
|---|---|---|
| 1 day | $23.25$23.25/day | $31.62$31.62/day |
| 3 days | $33.75$11.25/day | $58.86$19.62/day |
| 7 days | $54.75$7.82/day | $113.35$16.19/day |
| 30 days30 Days plan | $143.60$4.79/day | $336.71$11.22/day |
| 90 days90 Days plan | $156.45$1.74/day | $361.63$4.02/day |
| 6 months6 Months plan | $179.30$1.00/day | $396.55$2.20/day |
| 1 yearAnnual plan | $197.00$0.54/day | $438.38$1.20/day |
Measured 2026-09-23: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.
Driving to San Felipe requires Mexican liability insurance, not a US policy; a 1-day plan starts at $23.25 USD, full coverage from $31.62 USD.
From Los Angeles, Orange County, Long Beach or the Inland Empire, the drive to San Felipe takes about 5 hours, though it varies with the wait at the border. The route runs south to the Calexico West crossing into Mexicali, then continues on Highway 5 south along the Sea of Cortez straight into San Felipe.
San Felipe is inside Baja California, which sits outside Mexico's TIP zone. That means you can drive your US-plated vehicle into San Felipe without a temporary import permit or the paperwork that goes with it. What you still need is Mexican liability insurance: under Mexican law, only liability coverage issued by a Mexican insurer is valid, so a US or Canadian auto policy will not satisfy a police officer or another driver after an accident.
Timi sells a Chubb-backed policy entirely by chat, in about 2 minutes, no forms and no account to create. The policy PDF arrives by email right away, so you can show it from your phone at any checkpoint on Highway 5. Chubb Mexico handles claims 24/7, in English. Start the chat at timi.mx/tourist?chat=1 before you leave the Inland Empire or Orange County.
Liability only covers $100,000 in liability plus $2,000 in medical payments for the other party. Full coverage adds damage and theft protection for your own car, subject to deductibles. Both are available from 1 day up to 1 year.
Most weekend trips from the LA area to San Felipe run 3 to 7 days. Here is what a 2022 sedan with a $20,000 USD declared value pays for full coverage, all Mexico, with Mexican tax and policy fees already included:
| Duration | Full coverage total |
|---|---|
| 3 days | $58.86 USD |
| 7 days | $113.35 USD |
| 30 days | $336.71 USD |
These totals are references for this vehicle profile; your exact quote depends on your car, coverage and dates. See more details on the San Felipe insurance page.
Keep reading: Rocky Point · Baja California · Cancún · Motorcycles · SUVs & Crossovers · Pickup Trucks · All Mexico destinations & questions · All Timi guides
Travelling in a motorhome or RV, or bringing an ATV or UTV? Price and buy it online, same as a car.
Policies issued by Chubb · Timi, licensed Mexican insurance agent
How it works
Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.
Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles, ATVs/UTVs and motorhomes are all priced instantly.
See Chubb liability and full coverage options, their limits, deductibles and total price.
Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.
Why Timi
We built Timi so insuring your car for Mexico is as easy as ordering a ride.
Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.
Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.
Review territory, dates, insured limits and deductibles before paying.
Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.
Ready?
Quote and buy by chat. Just Chat. Review your coverage and total price before paying.