🚗 Auto MXAuto in Mexico
🏍️ MotosMotorcycle insurance
🛡️ NorthboundMexican vehicle in USA
🚙 SouthboundForeign plates in Mexico
📦 CargaCargo per shipment
🚛 Truck30% de descuento
How it works Insurer
🇺🇸 🇲🇽 Driving to Mexico? Quote and buy by chat.
Quote and buy by chat. Just Chat.

Do I need Mexican car insurance to drive from Los Angeles to Tijuana?

Chubb insurance for US and Canadian vehicles in Mexico. Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. Compare coverage for your vehicle and travel dates.

How it works ↓
T

Timi

● Online
Hi! What vehicle will you take to Mexico?
Show me a 1-day and an annual example
Reference Chubb prices; your quote depends on your vehicle and dates.
Chubb · liability examples
1 day · $100k RC + $2k medical$23.25 USD
1 year · same coverage$197.00 USD

Reference: 2026-09-21. See the vehicle and coverage in the table below.

Get a quote for my vehicle →

A Mexican agent you can verify

Timi appears in the CNSF corporate-agent directory dated June 30, 2026. Chubb issues your policy; Timi helps you quote and buy it.

Verify Timi and see how payment works · Your insurer and claims · Talk to Timi: +1 (424) 438-9592

Price by duration — measured September 21, 2026

Real Chubb Tourist Auto reference quotes in USD for all Mexico. All reference totals include Mexican tax and policy fees. Included fees: $18.00 USD for 1 day, 3 days, 7 days, 30 days; $20.00 USD for 90 days; $35.00 USD for 6 months, 1 year. Do not add the fee again. Your exact quote depends on the vehicle, coverage, territory and dates.

DurationLiability only$100k liability + $2k medicalFull coverageadds damage & theft of your car ($20,000 value)
1 day$23.25$23.25/day$31.62$31.62/day
3 days$33.75$11.25/day$58.86$19.62/day
7 days$54.75$7.82/day$113.35$16.19/day
30 days30 Days plan$143.60$4.79/day$336.71$11.22/day
90 days90 Days plan$156.45$1.74/day$361.63$4.02/day
6 months6 Months plan$179.30$1.00/day$396.55$2.20/day
1 yearAnnual plan$197.00$0.54/day$438.38$1.20/day

Measured 2026-09-21: a 2022 sedan, $20,000 USD declared value for full coverage, all Mexico. Prices are references, not a quote for every vehicle. Confirm eligible use, deductibles, insured dates and territory before buying. Get your exact quote in the chat.

Mexican Car Insurance for the Los Angeles to Tijuana Drive

Drivers from Los Angeles need Mexican liability insurance, not a US policy, to drive into Tijuana; coverage starts at $23.25 USD for one day.

The route and the crossing

From Los Angeles, Orange County, Long Beach or the Inland Empire, the drive down to the border is about 2.5 hours, though it varies with traffic and border wait. Most drivers cross at San Ysidro or Otay Mesa into Tijuana. Your Mexican policy covers you the same way at either crossing, so you can choose whichever line looks shorter that day.

Why no import permit is needed here

Tijuana is in Baja California, which sits outside Mexico's temporary import permit (TIP) zone, so you do not need a TIP to drive your own car there. What you do need is Mexican liability insurance: a US auto policy is not valid liability coverage in Mexico, because Mexican law only recognizes liability issued by a Mexican insurer. Your Chubb policy from timi.mx satisfies that requirement.

What to carry across the border

Buy it by chat in about 2 minutes before you leave the Inland Empire or Orange County; the PDF lands in your email and on your phone instantly, no account and no forms.

A realistic trip example

Say you're driving from Long Beach for a Saturday day trip to Tijuana in a 2022 sedan valued at $20,000 USD, full coverage, all Mexico. Here is what that specific duration costs, tax and policy fee included:

DurationCoverageTotal (USD)
1 dayFull coverage$31.62
3 daysFull coverage$58.86
7 daysFull coverage$113.35

If you only need liability, the 1-day total is $23.25 USD instead. Pick the exact duration you need — 1 day through 1 year — rather than paying for extra days you won't use.

Get covered before you reach the border

Whether you're heading through Tijuana for the day or continuing south along Baja, buy your policy from your phone before you merge onto the 5 or the 805 toward the border. Start the chat now and have your PDF ready before you're in line at San Ysidro or Otay Mesa.

Frequently asked questions

Does the same policy work at both San Ysidro and Otay Mesa?
Yes. Your Chubb policy from timi.mx is valid for driving in Mexico regardless of which border crossing you use, so you can pick San Ysidro or Otay Mesa on the day you travel.
I'm only going to Tijuana for the day from LA — do I still need a temporary import permit?
No. Tijuana is in Baja California, which is outside the TIP zone, so a temporary import permit is not required for this trip. You do still need Mexican liability insurance, since your US policy isn't valid there.
What if my day trip turns into a weekend in Tijuana?
Just pick the duration that matches your plans. A 3-day full coverage policy totals $58.86 USD, and a 7-day policy totals $113.35 USD, both tax and fees included.

Motorhome or RV? Get an assisted quote: RV / motorhome. Bringing an ATV or UTV? Price and buy it online, same as a car.

Policies issued by Chubb · Timi, licensed Mexican insurance agent

Three steps. Zero stress.

Quote and buy by chat. Just Chat. Tell Timi about your vehicle and trip, review your coverage and continue to purchase in the same chat.

💬
01

Tell us about your trip

Enter your vehicle, plates and travel dates. Cars, SUVs, pickups, motorcycles and ATVs/UTVs are priced instantly; RV and motorhome quotes are handled by an agent.

02

Compare coverage

See Chubb liability and full coverage options, their limits, deductibles and total price.

🛡️
03

Buy with help available

Choose a plan and complete the required details. For eligible vehicles, pay online and receive your policy.

Insurance without the hassle

We built Timi so insuring your car for Mexico is as easy as ordering a ride.

🤖

The right coverage

Liability covers damage to others. Add vehicle damage and theft when available for your vehicle.

💰

Clear reference prices

Reference liability prices: $23.25 USD for 1 day or $197.00 for 1 year. Full coverage: $31.62 for 1 day or $438.38 for 1 year for the reference vehicle. See the dated example and request your exact quote.

📄

Your policy details

Review territory, dates, insured limits and deductibles before paying.

🔒

Help from your agent

Timi helps you quote and buy. Chubb handles claims using the contacts on your policy.

Get your Mexican insurance
right now

Quote and buy by chat. Just Chat. Review your coverage and total price before paying.

T

Timi

● Online